2856 Hwy 98 E, Carrabelle, FL 32322 Property Records

Franklin County property record for 2856 Hwy 98 E, Carrabelle, FL 32322

Property Summary

Property TypeVacant Land
Details2,725 sqft · built 1962
Lot Size0.547 acres (23,835 sqft)
Owner2 Individual Names on Record
Tax Bill$2,608 (2025)
Deeds & MortgagesMar 2021 Sale & Line of Credit
Flood ZoneZone VE (high risk)
APN04-07S-03W-3151-000C-0110

Property Details

APN / Parcel Number

Primary APN04-07S-03W-3151-000C-0110

Interior

Stories1 Story
Building Area2,725 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Exterior MaterialConcrete/Cinder Block
Lot Area23,835 sqft
Lot Width200 ft Width
Garage Area552 sqft
PorchPorch
Porch Area2,193 sqft
Deck Area751 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Street Address2856 HIGHWAY 98 E
CityCARRABELLE
StateFL
Zip32322-8026
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionUNIT 1 BL C LOTS 11 & 12 ST JAMES ISLAND PARK OR 283/207 OR/529/191 1292/358 1349/373
Legal Range03W
Legal Township07S
Legal Section04
Legal BlockC
Legal Lot Number11,12 12
Legal Unit1
JurisdictionFRANKLIN FL
Township / Civil DivisionCARRABELLE
Census Block Group1
Census Block1026
Census Tract970102

Owner

Source: Franklin County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address4566 FOREST RIDGE DR, TALLAHASSEE, FL 32309-8987
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 14, 2022
Deed SaleJun 14, 2022
Deed Document Number0001349373
Deed Book / Page1292 / 358
Prior Transfer DateMar 2, 2021
Prior Transfer Doc202119001210
Record UpdatedJun 8, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN FL
Recording DateMar 2, 2021
Property Address2856 HIGHWAY 98 E, CARRABELLE, FL 32322-8026
Document Number0019001210
Book / Page1292 / 358
Map ReferenceMB 1 PG 19
Instrument DateFeb 26, 2021
Instrument202119001210
Transaction TypeTransfer
Record UpdatedJan 6, 2026
Title CompanyDODD TITLE COMPANY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,953.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address55258 FOX SQUIRREL DR, CALLAHAN, FL 32011-8543

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2858 EAST HIGHWAY 95, CARRABELLE, FL 32322

Mortgage

Document Number0000000360
DateMar 2, 2021
Instrument1292/360
Lender
NameCENTENNIAL BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term35 Months
DueFeb 19, 2024

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,608.00 (+4.03%)$281,250 (-) Land $281,250$281,250 (-) Land $281,250
2024$2,507.00 (+11.82%)$281,250 (+25%) Land $281,250$281,250 (+25%) Land $281,250
2023$2,242.00 (-2.52%)$225,000 (-) Land $225,000$225,000 (-) Land $225,000
2022$2,300.00$225,000 Land $225,000$225,000 Land $225,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation19.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 47 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies47 in force
Nearby Flood Claims6 (2005–2018)
Most Recent ClaimOct 2018 · Hurricane Michael
Claims by Event
  • Hurricane Michael, Oct 2018 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 77% of Florida
Wildfire Likelihood0.07% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLANARK VILLAGE (CITY OF CARRABELLE)
public/private · serves 1,815 people · EPA ID FL1190414
Water SourceGroundwater
Last State InspectionMar 2025
Also Mapped HereCITY OF CARRABELLE WATER SYSTEM
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hwy 98 E

Nearby Streets

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