Franklin County property record for 2865 Hwy 98 E, Carrabelle, FL 32322
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,016 sqft · built 1960 |
| Lot Size | 0.515 acres (22,438 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $81,000 (May 2014) |
| Tax Bill | $646 (2025) |
| Deeds & Mortgages | Oct 2023 Transfer |
| Flood Zone | Zone VE (high risk) |
| APN | 04-07S-03W-3151-000B-0061 |
| Primary APN | 04-07S-03W-3151-000B-0061 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 2,016 sqft Living Area |
| Gross Area | 2,232 sqft |
| 1st Floor Area | 2,016 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Bungalow |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 22,438 sqft (0.515 acres) |
| Lot Width | 150 ft Width |
| Porch | Finished Screened Porch |
|---|---|
| Porch Area | 1,012 sqft |
| Shed | 1 Shed |
| Shed Area | 204 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2865 HIGHWAY 98 E |
|---|---|
| City | CARRABELLE |
| State | FL |
| Zip | 32322-8060 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIT 1 BL B E 1/2 LOT 6 & ALL LOT 7 ST JAMES IS PARK 153/430 205/187 271/194 1022/359 1119/552 1128/674 1376/413 |
| Legal Range | 03W |
| Legal Township | 07S |
| Legal Section | 04 |
| Legal Subdivision | ST JAMES IS PARK |
| Legal Block | B |
| Legal Lot Number | 6,7 |
| Legal Unit | 1 |
| Jurisdiction | FRANKLIN FL |
| Township / Civil Division | CARRABELLE |
| Census Block Group | 2 |
| Census Block | 2075 |
| Census Tract | 970102 |
Source: Franklin County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2865 HIGHWAY 98 E, CARRABELLE, FL 32322-8060 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 2014 · Amount on Record |
| Deed Sale | May 1, 2014 · Amount on Record |
| Deed Document Number | 20142558 |
| Deed Book / Page | 1119 / 552 |
| Last Transfer Date | Sep 9, 2014 |
| Transfer Doc | 0019005108 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Recording Date | Oct 11, 2023 |
| Property Address | 2865 HIGHWAY 98 E, CARRABELLE, FL 32322-8060 |
| Document Number | 0019005317 |
| Book / Page | 1376 / 413 |
| Instrument Date | Jun 21, 2023 |
| Instrument | 202319005317 |
| Transaction Type | Transfer |
| Record Updated | Jan 6, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 411 RIVER RD, CARRABELLE, FL 32322-5022 |
| Name | Verified Name |
|---|---|
| Address | 2865 HIGHWAY 98 E, CARRABELLE, FL 32322-8060 |
Source: Franklin County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $646.00 (+3.36%) | $108,452 (+2.9%) | $262,040 (+8.67%) Land $75,000 Building $187,040 |
| 2024 | $625.00 (-6.16%) Homeowner's exemption Disabled Person's exemption | $105,396 (+3%) | $241,136 (+14.9%) Land $52,500 Building $188,636 |
| 2023 | $666.00 (+1.52%) Homeowner's exemption | $102,326 (+3%) | $209,861 (+23.16%) Land $60,000 Building $149,861 |
| 2022 | $656.00 Homeowner's exemption | $99,346 | $170,400 Land $60,000 Building $110,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 18.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 293 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 329 units insured incl. 36 condo units |
| Nearby Flood Claims | 72 (2005–2024) |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 77% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CARRABELLE WATER SYSTEM serves 3,690 people · EPA ID FL1190118 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
5G (outdoors only) and 4G LTE
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