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2866 Hwy 98 E, Carrabelle, FL 32322 Property Records

Franklin County property record for 2866 Hwy 98 E, Carrabelle, FL 32322

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,040 sqft
Lot Size0.542 acres (23,639 sqft)
OwnerIndividual Name on Record
Last Sale$80,000 (Oct 2019)
Tax Bill$2,679 (2025)
Deeds & MortgagesOct 2019 Sale & Mortgage
Flood ZoneZone VE (high risk)
APN04-07S-03W-3151-000C-0140

Property Details

APN / Parcel Number

Primary APN04-07S-03W-3151-000C-0140

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,040 sqft Heated Area
Gross Area1,356 sqft
Interior WallsWallboard/Drywall

Exterior

Exterior MaterialFiber Cement Siding
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area23,639 sqft
PorchOpen Porch
Deck Area32 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address2866 HIGHWAY 98 E
CityCARRABELLE
StateFL
Zip32322-8026
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUNIT 1 BL C E 1/2 LOT 14 OR 128/12 OR 170/288 OR 205/138 ST JAMES ISLAND PRK ORB 223 PAGE 295 284/142 792/537 797/329 1104/96
Legal Range03W
Legal Township07S
Legal Section04
Legal SubdivisionSTJAMES ISLAND PARK
Legal BlockC
Legal Lot Number14
Legal Unit1
JurisdictionFRANKLIN FL
Township / Civil DivisionCARRABELLE
Census Block Group1
Census Block1026
Census Tract970102

Owner

Source: Franklin County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7047 SE 226TH DR, HAWTHORNE, FL 32640-7342
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 4, 2019 · Amount on Record
Deed SaleOct 4, 2019 · Amount on Record
Prior SaleOct 23, 2013 · Amount on Record
Deed Document Number201919004505
Deed Book / Page1250 / 646
Record UpdatedJun 8, 2026

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN FL
Recording DateOct 4, 2019
Property Address2866 HIGHWAY 98 E, CARRABELLE, FL 32322-8026
Document Number0019004505
Book / Page1250 / 646
Map ReferenceMB 1 PG 19
Instrument DateSep 23, 2019
Instrument201919004505
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyTALLAHASSEE TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$560.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7784 BRIARCREEK RD N, 7784, TALLAHASSEE, FL 32312-3657

Transferred To (Grantee/Buyer)

NameVerified Name
Address7047 SE 226TH DR, HAWTHORNE, FL 32640-7342

Mortgage

Document Number0000000648
DateOct 4, 2019
Instrument1250/648
Lender
NameSUNSTATE FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueOct 1, 2029

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,679.00 (-1.11%)$283,980 (-0.97%) Land $36,000 Building $247,980$283,980 (-0.97%) Land $36,000 Building $247,980
2024$2,709.00 (+6.44%)$286,750 (+12.01%) Land $36,000 Building $250,750$286,750 (+12.01%) Land $36,000 Building $250,750
2023$2,545.00 (+587.84%)$256,005 (+611.13%) Land $36,000 Building $220,005$256,005 (+611.13%) Land $36,000 Building $220,005
2022$370.00$36,000 Land $36,000$36,000 Land $36,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation19.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 47 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies47 in force
Nearby Flood Claims6 (2005–2018)
Most Recent ClaimOct 2018 · Hurricane Michael
Claims by Event
  • Hurricane Michael, Oct 2018 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 77% of Florida
Wildfire Likelihood0.07% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLANARK VILLAGE (CITY OF CARRABELLE)
public/private · serves 1,815 people · EPA ID FL1190414
Water SourceGroundwater
Last State InspectionMar 2025
Also Mapped HereCITY OF CARRABELLE WATER SYSTEM
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable		1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hwy 98 E

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