Richland County property record for 2854 Stratford Rd, Columbia, SC 29204
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,932 sqft · built 1939 |
| Lot Size | 0.263 acres (11,467 sqft) |
| Owner | Individual Name on File |
| Last Sale | $563,500 (Feb 2026) |
| Tax Bill | $2,370 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Apr 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11416-09-10 |
| Primary APN | 11416-09-10 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,932 sqft Heated Area |
| Gross Area | 2,121 sqft |
| 1st Floor Area | 1,370 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,467 sqft (0.263 acres) |
| Porch | Slab |
| Porch Area | 786 sqft |
| Patio Area | 156 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00321299 |
|---|---|
| Street Address | 2854 STRATFORD RD |
| City | COLUMBIA |
| State | SC |
| Zip | 29204-2346 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-2 |
| Legal Description | LOT 14 BLOCK P 70.2X161.1X65.4X161.3 #SU FOREST HILLS #PR H-13/14 |
| Legal Subdivision | FOREST HILLS |
| Legal Block | P |
| Legal Lot Number | 14 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | COLUMBIA |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 1200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Forest Hills Historic District listed 2007 · 225 contributing resources · NRIS 07001024 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
2854 Stratford Rd is owned and occupied by an individual who bought it in February 2026.
Source: Richland County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2854 STRATFORD RD, COLUMBIA, SC 29204-2346 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 15, 2025 | Deed of Trust, Mortgage · Conventional Mortgage RESOURCE FINANCIAL SERVICES INC |
| Apr 9, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST PALMETTO BANK |
| Feb 4, 2026 | Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| May 22, 2019 | Grant Deed, Transfer · Line of Credit FIRST CITIZENS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 4, 2026 · Amount on File |
| Deed Sale | Feb 4, 2026 · Amount on File |
| Prior Sale | May 22, 2019 · Amount on File |
| Deed Document Number | 20265222 |
| Deed Book / Page | 3096 / 2130 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 2854 STRATFORD RD, COLUMBIA, SC 29204-2346 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2854 STRATFORD RD, COLUMBIA, SC 29204-2346 |
| Document Number | 0030651319 |
|---|---|
| Date | Oct 15, 2025 |
| Book Page | 3065/1319 |
| Instrument | 2025049370 |
| Name | RESOURCE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 7 Months |
| Due | May 1, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 2854 STRATFORD RD, COLUMBIA, SC 29204-2346 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0026070361 |
|---|---|
| Date | Apr 9, 2021 |
| Book Page | 2607/361 |
| Instrument | 2021022696 |
| Name | FIRST PALMETTO BANK |
|---|---|
| Type | Bank |
| Address | CAMDEN, SC 29020 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Feb 4, 2026 |
| Property Address | 2854 STRATFORD RD, COLUMBIA, SC 29204-2346 |
| Document Number | 0030962130 |
| Book / Page | 3096 / 2130 |
| Map Reference | MB H PG 13&14 |
| Instrument Date | Jan 20, 2026 |
| Instrument | 2026005222 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,465.10 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2854 STRATFORD RD, COLUMBIA, SC 29204-2346 |
| Document Number | 2026005223 |
|---|---|
| Date | Feb 4, 2026 |
| Instrument | 2026005223 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | May 22, 2019 |
| Property Address | 2854 STRATFORD RD, COLUMBIA, SC 29204-2346 |
| Document Number | 2395/1700 |
| Book / Page | 002395 / 001700 |
| Instrument Date | May 15, 2019 |
| Instrument | 35464 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2019 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,356.05 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2854 STRATFORD RD COLUMBIA SC 292042346, COLUMBIA, SC 29204-2346 |
| Document Number | 2395/1704 |
|---|---|
| Date | May 22, 2019 |
| Book Page | 002395/001704 |
| Instrument | 35465 |
| Name | FIRST CITIZENS BK |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29211 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 21, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
The 2025 property tax bill for 2854 Stratford Rd was $2,370.
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,370.00 | $14,660 | $331,600 Land $84,000 Building $247,600 |
| 2023 | $2,568.00 | $14,660 | $366,500 |
| 2021 | $2,745.00 | $14,660 | $366,500 Land $70,000 Building $296,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2854 Stratford Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 7 (2004–2015) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2854 Stratford Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.7% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
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