2848 Stratford Rd, Columbia, SC 29204 Property Records

Richland County property record for 2848 Stratford Rd, Columbia, SC 29204

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,199 sqft · built 1945
Lot Size0.258 acres (11,251 sqft)
OwnerIndividual Name on File
Last Sale$203,000 (Aug 2017)
Tax Bill$1,669 (2025)
Deeds & MortgagesMar 2021 Mortgage
Dec 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN11416-09-09

Property Details

APN / Parcel Number

Primary APN11416-09-09
Alternative APNs
  • R11416-09-09
  • 00321280

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,199 sqft Heated Area
Gross Area1,378 sqft
1st Floor Area1,199 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1970
Architectural StyleRaised Ranch
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,251 sqft (0.258 acres)
PorchPatio
Porch Area232 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number00321280
Street Address2848 STRATFORD RD
CityCOLUMBIA
StateSC
Zip29204-2346
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-2
Legal DescriptionLOT 13 BLOCK P 70X162X66X160.8 #SU FOREST HILLS #PR H-13 & 14 RB56-1463
Legal SubdivisionFOREST HILLS
Legal BlockP
Legal Lot Number13
JurisdictionRICHLAND SC
Township / Civil DivisionCOLUMBIA
Census Block Group2
Census Block2009
Census Tract1200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Forest Hills Historic District
listed 2007 · 225 contributing resources · NRIS 07001024

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2848 Stratford Rd is owned and occupied by an individual who bought it in August 2017.

Source: Richland County records, as of July 14, 2026

Owner of RecordIndividual Name on File
Mailing Address2848 STRATFORD RD, COLUMBIA, SC 29204-2346
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTY HOME MORTGAGE CORP
Dec 17, 2020Deed of Trust, Mortgage · Conventional with PMI
GUARANTY HM MTG CORP
Aug 7, 2017Grant Deed, Transfer · FHA Mortgage
FIRST BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 7, 2017 · Amount on File
Deed SaleAug 7, 2017 · Amount on File
Prior SaleFeb 28, 2000 · Amount on File
Deed Document Number201758521
Deed Book / Page2234 / 18
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address2848 STRATFORD RD, COLUMBIA, SC 29204-2346
Transaction TypeMortgage
Record UpdatedApr 11, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0026010894
DateMar 25, 2021
Book Page2601/894
Instrument2021018849
Lender
NameGUARANTY HOME MORTGAGE CORP
TypeMortgage Company
AddressMURFREESBORO, TN 37129
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term358 Months
DueJan 1, 2051

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address2848 STRATFORD RD, COLUMBIA, SC 29204-2346
Document Number2571/1247
Instrument DateDec 17, 2020
Transaction TypeMortgage
Record UpdatedMar 8, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2848 STRATFORD RD COLUMBIA SC 292042346, COLUMBIA, SC 29204-2346

Mortgage

Document Number2571/1247
DateDec 31, 2020
Book Page002571/001247
Instrument74880
Lender
NameGUARANTY HM MTG CORP
AddressMURFREESBORO, TN 37129
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueDec 30, 2050

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRICHLAND SC
Recording DateAug 7, 2017
Property Address2848 STRATFORD RD, COLUMBIA, SC 29204-2346
Document Number2234/0018
Book / Page002234 / 000018
Instrument DateAug 2, 2017
Instrument58521
Transaction TypeTransfer
Record UpdatedAug 24, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$751.10
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2848 STRATFORD RD COLUMBIA SC 292042346, COLUMBIA, SC 29204-2346

Mortgage

Document Number2234/0021
DateAug 7, 2017
Book Page002234/000021
Instrument58522
Lender
NameFIRST BK
TypeBank
AddressFRANKLIN, TN 37067
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueAug 6, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2848 Stratford Rd was $1,669.

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
MunicipalityColumbia City
Unified School DistrictRichland School District 1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,669.00$233,500$266,000 Land $84,000 Building $182,000
2023$1,422.00$8,120$203,000
2021$1,520.00$8,120$203,000 Land $70,000 Building $133,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2848 Stratford Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims7 (2004–2015)
Claims Outside the SFHA7 of 7
Most Recent ClaimOct 2015 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Oct 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2848 Stratford Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.7% of South Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COLUMBIA
serves 354,068 people · EPA ID SC4010001
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityChlorite
resolved · Dec 2024
E. coli
resolved · Apr 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless
5,000 / 5,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75

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