Richland County property record for 2862 Stratford Rd, Columbia, SC 29204
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,272 sqft · built 1974 |
| Lot Size | 0.315 acres (13,721 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,000 (Apr 2004) |
| Tax Bill | $2,587 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11416-09-12 |
| Primary APN | 11416-09-12 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,272 sqft Heated Area |
| Gross Area | 2,750 sqft |
| 1st Floor Area | 2,272 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Raised Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,721 sqft (0.315 acres) |
| Porch | Slab |
| Porch Area | 184 sqft |
| Patio Area | 294 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00321315 |
|---|---|
| Street Address | 2862 STRATFORD RD |
| City | COLUMBIA |
| State | SC |
| Zip | 29204-2346 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-2 |
| Legal Description | PT LOT 16 BLOCK P 64.6X155.2X64.9X159.6 #SU #PR 45-736 |
| Legal Subdivision | FOREST HILLS |
| Legal Block | P |
| Legal Lot Number | 16 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | COLUMBIA |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 1200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Forest Hills Historic District listed 2007 · 225 contributing resources · NRIS 07001024 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
2862 Stratford Rd is owned and occupied by an individual who bought it in April 2004.
Source: Richland County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2862 STRATFORD RD, COLUMBIA, SC 29204-2346 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CAROLINA COLLEGIATE FCU |
| Jan 26, 2017 | Deed of Trust, Mortgage · Conventional Mortgage USAA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 2004 · Amount on File |
| Deed Sale | Apr 1, 2004 · Amount on File |
| Deed Document Number | 200425255 |
| Deed Book / Page | 918 / 1724 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 2862 STRATFORD RD, COLUMBIA, SC 29204-2346 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0026720157 |
|---|---|
| Date | Oct 1, 2021 |
| Book Page | 2672/157 |
| Instrument | 2021065969 |
| Name | CAROLINA COLLEGIATE FCU |
|---|---|
| Type | Credit Union |
| Address | COLUMBIA, SC 29209 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 2862 STRATFORD RD, COLUMBIA, SC 29204-2346 |
| Document Number | 2185/2732 |
| Book / Page | 002185 / 002732 |
| Instrument Date | Jan 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2017 |
| Name | Verified Name |
|---|---|
| Address | 2862 STRATFORD RD COLUMBIA SC 292042346, COLUMBIA, SC 29204-2346 |
| Document Number | 2185/2732 |
|---|---|
| Date | Feb 6, 2017 |
| Book Page | 002185/002732 |
| Instrument | 8906 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 5, 2047 |
The 2025 property tax bill for 2862 Stratford Rd was $2,587.
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,587.00 | $361,800 | $412,200 Land $84,000 Building $328,200 |
| 2023 | $2,203.00 | $12,584 | $314,600 |
| 2021 | $2,355.00 | $12,580 | $315,900 Land $70,000 Building $245,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2862 Stratford Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 7 (2004–2015) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2862 Stratford Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.7% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
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