285 Winding Ln, Troy, MO 63379 Property Records

Lincoln County property record for 285 Winding Ln, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,110 sqft · built 1988
Lot Size	10.2 acres (446,926 sqft)
Owner	Individual Name on Record
Last Sale	$187,500 (Sep 2019)
Tax Bill	$1,718 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Sep 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`15-20-04-000-000-012.000`

Property Details

APN / Parcel Number

Primary APN	`15-20-04-000-000-012.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,110 sqft Living Area
Basement Area	1,110 sqft
Unfinished Basement	1,110 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	446,926 sqft (10.2 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	285 WINDING LN
City	TROY
State	MO
Zip	63379-4787
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10.26 (C) AC PT E1/2 OF SW1/4 SEC 4, SURVEY 4/61
Legal Range	01E
Legal Township	49N
Legal Section	04
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1031
Census Tract	810306

Owner

Source: Lincoln County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	285 WINDING LN, TROY, MO 63379-4787
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN MORTGAGE CORP
Sep 5, 2019	Affidavit, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2019 · Amount on Record
Deed Sale	Sep 5, 2019 · Amount on Record
Deed Document Number	20197788
Deed Book / Page	2437 / 901
Prior Transfer Date	Aug 26, 2019
Prior Transfer Doc	2437/0901
Record Updated	Jun 8, 2026

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN MO
Recording Date	Sep 5, 2019
Property Address	285 WINDING LN, TROY, MO 63379-4787
Document Number	2437/0901
Book / Page	2437 / 0901
Instrument Date	Aug 26, 2019
Instrument	2019007788
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 WINDING LN, TROY, MO 63379-4787

Mortgage

Document Number	2019007789
Date	Sep 5, 2019
Instrument	2019007789

Lender

Name	AMERICAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

September 2019: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	LINCOLN MO
Recording Date	Sep 5, 2019
Property Address	285 WINDING LN, TROY, MO 63379-4787
Document Number	2437/0900
Book / Page	2437 / 0900
Instrument Date	Aug 26, 2019
Instrument	2019007787
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 WINDING LN, TROY, MO 63379-4787

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,718.00 (+14.3%)	$28,228 (+15.84%) Land $2,624 Building $25,604	$148,570 (+15.84%) Land $13,810 Building $134,760
2023	$1,503.00	$24,369 Land $2,487 Building $21,882	$128,260 Land $13,090 Building $115,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Brightspeed DSL	100 / 10
AT&T Fixed Wireless	25 / 3

May also be available: Systec Wireless Communications.

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