158 Winding Ln, Troy, MO 63379 Property Records

Lincoln County property record for 158 Winding Ln, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,298 sqft · built 1995
Lot Size	11 acres (480,031 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,493 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-20-04-000-000-013.006`

Property Details

APN / Parcel Number

Primary APN	`15-20-04-000-000-013.006`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,298 sqft Living Area
Basement Area	753 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Contemporary
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	480,031 sqft (11 acres)
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	158 WINDING LN
City	TROY
State	MO
Zip	63379-4785
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	11.02 AC IN THE MID PT OF THE W1/2 SW1/4 OF SEC 4
Legal Range	01W
Legal Township	49N
Legal Section	04
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1032
Census Tract	810306

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	158 WINDING LN, TROY, MO 63379-4785
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE CORP
Apr 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE CORP
Dec 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2012
Deed Sale	Jul 3, 2012
Deed Document Number	20126083
Deed Book / Page	2255 / 316
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	158 WINDING LN, TROY, MO 63379-4785
Transaction Type	Mortgage
Record Updated	May 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2460/373
Date	Mar 3, 2021
Book Page	2460/373
Instrument	2021002874

Lender

Name	AMERICAN MORTGAGE CORP
Type	Mortgage Company
Address	SAINT LOUIS, MO 63114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	158 WINDING LN, TROY, MO 63379-4785
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONS TITLE AGENCY/MO INC, NATIONS TITLE AGENCY MO INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2409/0598
Date	Apr 10, 2017
Book Page	2409/0598
Instrument	2017003028

Lender

Name	AMERICAN MORTGAGE CORP
Type	Mortgage Company
Address	SAINT LOUIS, MO 63114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	158 WINDING LN, TROY, MO 63379-4785
Transaction Type	Mortgage
Record Updated	Feb 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017011612
Date	Dec 13, 2017
Book Page	2418/0121
Instrument	2017011612

Lender

Name	AMERICAN MORTGAGE CORP
Type	Mortgage Company
Address	SAINT LOUIS, MO 63114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,189 (-) Land $3,561 Building $56,628
2025	$3,493.00 (+1.04%)	$60,189 (+4.75%) Land $3,561 Building $56,628	$316,780 (+4.74%) Land $18,740 Building $298,040
2023	$3,457.00 (+5.85%)	$57,462 Land $3,371 Building $54,091	$302,430 Land $17,740 Building $284,690
2022	$3,266.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Systec Wireless Communications Fixed Wireless	100 / 20
Brightspeed DSL	80 / 10

May also be available: AT&T, Verizon, Wisper ISP.

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