Lincoln County property record for 192 Winding Ln, Troy, MO 63379
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,215 sqft · built 1997 |
| Lot Size | 5.23 acres (227,819 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,833 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-20-04-000-000-013.005 |
| Primary APN | 15-20-04-000-000-013.005 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,215 sqft Living Area |
| Basement Area | 1,584 sqft |
| Unfinished Basement | 1,584 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Contemporary |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 227,819 sqft (5.23 acres) |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 2 Buildings |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Street Address | 192 WINDING LN |
|---|---|
| City | TROY |
| State | MO |
| Zip | 63379-4785 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5.23 AC IN THE SE PT OF THE NWSW OF SEC 4: OFF RD 551 |
| Legal Range | 01W |
| Legal Township | 49N |
| Legal Section | 04 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | BEDFORD |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 810306 |
Source: Lincoln County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 24, TROY, MO 63379-0024 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 192 WINDING LN, TROY, MO 63379-4785 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2020 |
| Title Company | ALL COUNTY TITLE |
| Name | Verified Name |
|---|
| Document Number | 2440/0407 |
|---|---|
| Date | Nov 13, 2019 |
| Book Page | 2440/0407 |
| Instrument | 2019010309 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2034 |
Source: Lincoln County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Unified School District | Troy R-III School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $65,681 (-) Land $6,156 Building $59,525 | ||
| 2025 | $3,833.00 (+1.94%) | $65,681 (+8.25%) Land $6,156 Building $59,525 | $345,690 (+8.24%) Land $32,400 Building $313,290 |
| 2023 | $3,760.00 (+4.82%) | $60,678 Land $5,700 Building $54,978 | $319,360 Land $30,000 Building $289,360 |
| 2022 | $3,587.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 67% of Missouri |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Systec Wireless Communications Fixed Wireless | 100 / 20 |
| Brightspeed DSL | 80 / 10 |
May also be available: AT&T, Verizon, Wisper ISP.
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