258 Winding Ln, Troy, MO 63379 Property Records

Lincoln County property record for 258 Winding Ln, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,642 sqft · built 2018
Lot Size	11.7 acres (509,739 sqft)
Owner	Individual Name on Record
Tax Bill	$2,770 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Sep 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-20-04-000-000-015.000`

Property Details

APN / Parcel Number

Primary APN	`15-20-04-000-000-015.000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,642 sqft Living Area
Basement Area	1,642 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asbestos
Lot Area	509,739 sqft (11.7 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	258 WINDING LN
City	TROY
State	MO
Zip	63379-4786
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	11.702 AC(C) TRACTS 3,4,5 PT SW1/4 OF SEC 4, PLAT 10/29
Legal Range	01W
Legal Township	49
Legal Section	04
Legal Tract	3-5
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1032
Census Tract	810306

Owner

Source: Lincoln County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	258 WINDING LN, TROY, MO 63379-4786
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK & TRUST CO
Sep 11, 2017	Deed of Trust, Mortgage MARCFARLAND JOINT REVOCABLE LIVING TRUST
Mar 22, 2018	Warranty Deed, Transfer · Closed-End Mortgage PEOPLES BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	258 WINDING LN, TROY, MO 63379-4786
Transaction Type	Mortgage
Record Updated	Mar 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2459/122
Date	Feb 3, 2021
Book Page	2459/122
Instrument	2021001619

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank
Address	TROY, MO 63379

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	258 WINDING LN, TROY, MO 63379-4786
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2415/0086
Date	Sep 11, 2017
Book Page	2415/0086
Instrument	2017008563

Lender

Name	MARCFARLAND JOINT REVOCABLE LIVING TRUST
Type	Private Party
Address	44797 KILLDEER DR, AUGUSTA, MO 63332

Agreement

Amount	Amount Recorded

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Mar 22, 2018
Property Address	258 WINDING LN, TROY, MO 63379-4786
Document Number	2420/0937
Book / Page	2420 / 0937
Instrument Date	Mar 21, 2018
Instrument	2018002295
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	MEYER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	258 WINDING WOODS DR, SAINT PETERS, MO 63366

Mortgage

Document Number	2420/0938
Date	Mar 22, 2018
Book Page	2420/0938
Instrument	2018002296

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank
Address	TROY, MO 63379

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,770.00 (+5.4%)	$45,486 (+6.85%) Land $3,245 Building $42,241	$239,400 (+6.86%) Land $17,080 Building $222,320
2023	$2,628.00 (+6.18%)	$42,568 Land $3,093 Building $39,474	$224,040 Land $16,280 Building $207,760
2022	$2,475.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Systec Wireless Communications Fixed Wireless	100 / 20
Brightspeed DSL	80 / 10

May also be available: AT&T, Verizon, Wisper ISP.

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