285 Green Dolphin Dr, Placida, FL 33946 Property Records

Charlotte County property record for 285 Green Dolphin Dr, Placida, FL 33946

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,384 sqft · built 1958
Lot Size	0.834 acres (36,332 sqft)
Owner	Individual Name on Record
Last Sale	$2,350,000 (Jul 2024)
Tax Bill	$29,107 (2025)
Deeds & Mortgages	Mar 2020 Sale & Line of Credit Sep 2018 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`42-20-03-430-003`

Property Details

APN / Parcel Number

Primary APN	`42-20-03-430-003`
Alternative APNs	`0076707-000000-6` `10004716396`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,384 sqft Living Area
Gross Area	6,139 sqft

Exterior

Year Built	Built 1958
Architectural Style	Other
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Material	Tile
Lot Area	36,332 sqft (0.834 acres)
Garage Type	Finished
Garage Area	624 sqft
Driveway	Driveway
Driveway Area	2,700 sqft

Exterior Amenities

Pool Area	36 sqft
Porch	Porch
Porch Area	1,182 sqft
Loading Dock	228 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	10004716396
Old Parcel Number	00767070000006
Street Address	285 GREEN DOLPHIN DR
City	PLACIDA
State	FL
Zip	33946-2236
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF2
Legal Description	CHS 000 000P 0011 CAPE HAZE BLK P LOT 11 200/22 544/827 569/268 658/395 809/1161 1011/913 1219/2029 1617/997
Legal Range	20E
Legal Township	42S
Legal Section	03
Legal Subdivision	CAPE HAZE
Legal Block	P
Legal Lot Number	11
Jurisdiction	CHARLOTTE FL
Township / Civil Division	GROVE CITY-ROTONDA
Census Block Group	2
Census Block	2022
Census Tract	30402

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	11575 CEDAR BEND DR, PINCKNEY, MI 48169-9556
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2020	Warranty Deed, Transfer · Line of Credit FINEMARK NATIONAL BANK & TRUST
Sep 19, 2018	Deed of Trust, Mortgage BANK OF AMERICA
Aug 10, 2018	Warranty Deed, Transfer ENGLEWOOD BK & TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2024 · Amount on Record
Deed Sale	Jul 9, 2024 · Amount on Record
Prior Sale	Mar 30, 2020 · Amount on Record
Deed Document Number	3425955
Record Updated	Jun 8, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Mar 30, 2020
Property Address	285 GREEN DOLPHIN DR, PLACIDA, FL 33946-2236
Document Number	0045571677
Book / Page	4557 / 1677
Instrument Date	Mar 17, 2020
Instrument	2799951
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12818 VENTANA CT, 12818, DADE CITY, FL 33525-6200

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 GREEN DOLPHIN DR, PLACIDA, FL 33946-2236

Mortgage

Document Number	0045571701
Date	Mar 30, 2020
Instrument	4557/1701

Lender

Name	FINEMARK NATIONAL BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Apr 1, 2027
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	8.75%
Index	1-Year CMT
Max Rate	8.75%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	285 GREEN DOLPHIN DR, PLACIDA, FL 33946-2236
Document Number	0043601485
Instrument Date	Sep 19, 2018
Transaction Type	Mortgage
Record Updated	Oct 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12818 VENTANA CT DADE CITY FL 335256200, DADE CITY, FL 33525-6200

Mortgage

Document Number	0043601485
Date	Sep 21, 2018
Book Page	004360/001485
Instrument	2647446

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2048

Interest

Rate	2.25%

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Aug 10, 2018
Property Address	285 GREEN DOLPHIN DR, PLACIDA, FL 33946-2236
Document Number	0043461182
Book / Page	004346 / 001182
Instrument Date	Aug 3, 2018
Instrument	2636788
Transaction Type	Transfer
Record Updated	Aug 24, 2018
Title Company	MSC TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,650.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12818 VENTANA CT DADE CITY FL 335256200, DADE CITY, FL 33525-6200

Mortgage

Document Number	43461184
Date	Aug 10, 2018
Book Page	004346/001184
Instrument	2636789

Lender

Name	ENGLEWOOD BK & TR
Type	Bank
Address	ENGLEWOOD, FL 34223

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 9, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$29,107.00 (+97.99%)	$1,904,531 (+110.29%)	$1,280,357 (+6.73%) Land $975,000 Building $305,357
2023	$14,701.00 (+0.39%) Homeowner's exemption	$905,673 (+0.55%)	$1,199,637 (+3.72%) Land $975,000 Building $224,637
2022	$14,644.00 Homeowner's exemption	$900,704	$1,156,562 Land $722,500 Building $434,062

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 677 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,446 units insured incl. 769 condo units
Nearby Flood Claims	679 (1982–2025)
Most Recent Claim	Mar 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 377 claims Hurricane Helene, Oct 2024 · 156 claims Hurricane Ian, Sep 2022 · 39 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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