285 Chestnut Dr, Horace, ND 58047 Property Records

Cass County property record for 285 Chestnut Dr, Horace, ND 58047

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 1,859 sqft · built 2000
Lot Size	0.86 acres (37,355 sqft)
Owner	2 Individual Names on File
Last Sale	$291,200 (Jun 2012)
Tax Bill	$5,478 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Sep 2018 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`15-0755-00350-000`

Property Details

APN / Parcel Number

Primary APN	`15-0755-00350-000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Building Area	1,859 sqft Living Area
Basement Area	1,325 sqft
Finished Basement	1,325 sqft
Unfinished Basement	1,325 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Split Foyer
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	37,355 sqft (0.86 acres)
Garage Type	Attached
Garage Area	894 sqft
Porch	Slab
Deck Area	693 sqft
Patio Area	378 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	285 CHESTNUT DR
City	HORACE
State	ND
Zip	58047-4006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 10 BLOCK: 3 ADDITION: RIVER OAKS ESTATES ADDITIONAL: RIVER OAKS ESTATES LT 10 BLK 3 VETERAN DISABILITY CREDIT APPLIES
Legal Subdivision	RIVER OAKS
Legal Block	3
Legal Lot Number	10
Jurisdiction	CASS ND
Township / Civil Division	HORACE
Census Block Group	1
Census Block	1020
Census Tract	40503

Owner

285 Chestnut Dr is owned and occupied by two individuals who bought it in June 2012.

Source: Cass County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	285 CHESTNUT DR, HORACE, ND 58047-4006
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 18, 2018	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Apr 30, 2020	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2012 · Amount on File
Deed Sale	Jun 14, 2012 · Amount on File
Prior Sale	Sep 21, 2009 · Amount on File
Deed Document Number	20121355182
Prior Transfer Date	Feb 24, 2012
Prior Transfer Doc	0001345639
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	285 CHESTNUT DR, HORACE, ND 58047-4006
Transaction Type	Mortgage
Record Updated	May 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001627443
Date	Apr 1, 2021
Instrument	1627443

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	350 Months
Due	Jun 1, 2050

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	285 CHESTNUT DR, HORACE, ND 58047-4006
Transaction Type	Mortgage
Record Updated	Apr 13, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001547205
Date	Sep 18, 2018
Instrument	1547205

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	285 CHESTNUT DR, HORACE, ND 58047-4006
Transaction Type	Mortgage
Record Updated	Apr 13, 2021
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001588841
Date	Apr 30, 2020
Instrument	1588841

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 285 Chestnut Dr was $5,478.

Source: Cass County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Horace City
Unified School District	West Fargo Public School District 6 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,478.00	$276,450 Land $43,000 Building $233,450	$552,900 Land $86,000 Building $466,900
2023	$4,905.00	$259,400 Land $43,000 Building $216,400	$518,800 Land $86,000 Building $432,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 285 Chestnut Dr in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 285 Chestnut Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 90% of North Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HORACE serves 1,641 people · EPA ID ND0900488
Water Source	Purchased surface water from CASS RURAL WATER DISTRICT FARGO
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dickey Rural Telephone Cooperative Fiber	2,500 / 2,500
Midco Cable · Fiber, Fixed Wireless in parts of the area	2,000 / 1,000
Sparklight Fiber	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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