276 Chestnut Dr, Horace, ND 58047 Property Records

Cass County property record for 276 Chestnut Dr, Horace, ND 58047

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,064 sqft · built 2003
Lot Size	0.76 acres (33,012 sqft)
Owner	2 Individual Names on File
Last Sale	$615,000 (May 2024)
Tax Bill	$8,502 (2025)
Deeds & Mortgages	May 2024 Sale & Mortgage Jul 2023 Transfer + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`15-0755-00110-000`

Property Details

APN / Parcel Number

Primary APN	`15-0755-00110-000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Building Area	2,064 sqft Living Area
Basement Area	1,650 sqft
Finished Basement	1,650 sqft
Unfinished Basement	1,650 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Split Level
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	33,012 sqft (0.76 acres)
Garage Type	Detached
Garage Area	1,616 sqft
Porch	Slab
Deck Area	317 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	276 CHESTNUT DR
City	HORACE
State	ND
Zip	58047-4005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 11 BLOCK: 1 ADDITION: RIVER OAKS ESTATES ADDITIONAL: RIVER OAKS ESTATES LT 11 BLK 1
Legal Subdivision	RIVER OAKS
Legal Block	1
Legal Lot Number	11
Jurisdiction	CASS ND
Township / Civil Division	HORACE
Census Block Group	1
Census Block	1016
Census Tract	40503

Owner

276 Chestnut Dr is owned and occupied by two individuals who bought it in May 2024.

Source: Cass County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	276 CHESTNUT DR, HORACE, ND 58047-4005
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2024	Warranty Deed, Transfer · Conventional Mortgage TOWN & COUNTRY CU
Jul 10, 2023	Intrafamily Transfer, Transfer
Sep 14, 2020	Deed of Trust, Mortgage · Line of Credit GATE CITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2024 · Amount on File
Deed Sale	May 6, 2024 · Amount on File
Prior Sale	Jul 10, 2023
Deed Document Number	20241710882
Prior Transfer Date	Jun 28, 2023
Prior Transfer Doc	0001692877
Record Updated	Jun 8, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	May 6, 2024
Property Address	276 CHESTNUT DR, HORACE, ND 58047-4005
Document Number	0001710882
Instrument Date	May 3, 2024
Instrument	1710882
Transaction Type	Transfer
Record Updated	May 16, 2024
Title Company	TITLE COMPANY/WARREN, TITLE COMPANY RESIDENTIAL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	276 CHESTNUT DR, HORACE, ND 58047-4005

Mortgage

Document Number	0001710883
Date	May 6, 2024
Instrument	1710883

Lender

Name	TOWN & COUNTRY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2054

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CASS ND
Recording Date	Jul 10, 2023
Property Address	276 CHESTNUT DR, HORACE, ND 58047-4005
Document Number	0001692877
Instrument Date	Jun 28, 2023
Instrument	1692877
Transaction Type	Transfer
Record Updated	Jul 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	276 CHESTNUT DR, HORACE, ND 58047-4005

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	276 CHESTNUT DR, HORACE, ND 58047-4005
Transaction Type	Mortgage
Record Updated	Apr 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001604783
Date	Sep 14, 2020
Instrument	1604783

Lender

Name	GATE CITY BANK
Type	Bank
Address	WEST FARGO, ND 58078

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 276 Chestnut Dr was $8,502.

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Horace City
Unified School District	West Fargo Public School District 6 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,502.00	$294,150 Land $38,000 Building $256,150	$588,300 Land $76,000 Building $512,300
2023	$7,496.00 (+2.1%)	$274,800 (+6.7%) Land $38,000 Building $236,800	$549,600 (+6.7%) Land $76,000 Building $473,600
2022	$7,342.00	$257,550 Land $34,950 Building $222,600	$515,100 Land $69,900 Building $445,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 276 Chestnut Dr in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 276 Chestnut Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 90% of North Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HORACE serves 1,641 people · EPA ID ND0900488
Water Source	Purchased surface water from CASS RURAL WATER DISTRICT FARGO
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dickey Rural Telephone Cooperative Fiber	2,500 / 2,500
Midco Cable · Fiber, Fixed Wireless in parts of the area	2,000 / 1,000
Sparklight Fiber	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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