277 Chestnut Dr, Horace, ND 58047 Property Records

Cass County property record for 277 Chestnut Dr, Horace, ND 58047

Property Summary

Property Type	Single Family Home
Details	4 bd · 5,656 sqft · built 2001
Lot Size	1.52 acres (66,211 sqft)
Owner	2 Individual Names on File
Last Sale	$700,000 (May 2017)
Tax Bill	$16,023 (2025)
Deeds & Mortgages	Aug 2025 Line of Credit Jul 2018 Mortgage + 3 more
Flood Zone	Zone X (reduced by levee)
APN	`15-0240-00010-000`

Property Details

APN / Parcel Number

Primary APN	`15-0240-00010-000`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	5,656 sqft Living Area
Basement Area	650 sqft
Finished Basement	650 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	66,211 sqft (1.52 acres)
Garage Type	Detached
Garage Area	3,036 sqft
Porch	Slab
Patio Area	706 sqft
Granary	Granary

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	277 CHESTNUT DR
City	HORACE
State	ND
Zip	58047-4006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 1 BLOCK: 1 ADDITION: ANDERSON ADDITION ADDITIONAL: ANDERSON ADDN LT 1 BLK 1
Legal Subdivision	ANDERSON
Legal Block	1
Legal Lot Number	1
Jurisdiction	CASS ND
Township / Civil Division	HORACE
Census Block Group	1
Census Block	1020
Census Tract	40503

Owner

277 Chestnut Dr is owned and occupied by two individuals who bought it in May 2017.

Source: Cass County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	277 CHESTNUT DR, HORACE, ND 58047-4006
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2025	Deed of Trust, Mortgage · Line of Credit BANK FORWARD
Jul 31, 2018	Deed of Trust, Mortgage · Commercial Mortgage BELL BANK
Jul 24, 2020	Deed of Trust, Mortgage BANK FORWARD
Jul 24, 2020	Deed of Trust, Mortgage · Line of Credit BANK FORWARD
May 26, 2017	Warranty Deed, Transfer · Conventional Mortgage FLORIDA CAPITAL BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2017 · Amount on File
Deed Sale	May 26, 2017 · Amount on File
Prior Sale	Dec 4, 2012 · Amount on File
Deed Document Number	20171510843
Record Updated	Jun 8, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	277 CHESTNUT DR, HORACE, ND 58047-4006
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	277 CHESTNUT DR, HORACE, ND 58047-4006

Mortgage

Document Number	0001741044
Date	Aug 19, 2025
Instrument	1741044

Lender

Name	BANK FORWARD
Type	Bank
Address	JAMESTOWN, ND 58401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Aug 14, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	277 CHESTNUT DR, HORACE, ND 58047-4006
Transaction Type	Mortgage
Record Updated	Apr 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001543506
Date	Jul 31, 2018
Instrument	1543506

Lender

Name	BELL BANK
Type	Bank
Address	MOORHEAD, MN 56560

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 10, 2033

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	277 CHESTNUT DR, HORACE, ND 58047-4006
Document Number	0001599346
Instrument Date	Jul 24, 2020
Transaction Type	Mortgage
Record Updated	Aug 13, 2020
Title Company	THE TITLE SERVICES GROUP, THE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	277 CHESTNUT DR HORACE ND 580474006, HORACE, ND 58047-4006

Mortgage

Document Number	0001599346
Date	Jul 29, 2020
Instrument	1599346

Lender

Name	BANK FORWARD
Type	Bank
Address	JAMESTOWN, ND 58402-0850

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 28, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	277 CHESTNUT DR, HORACE, ND 58047-4006
Document Number	0001599347
Instrument Date	Jul 24, 2020
Transaction Type	Mortgage
Record Updated	Aug 13, 2020
Title Company	THE TITLE SERVICES GROUP, THE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	277 CHESTNUT DR HORACE ND 580474006, HORACE, ND 58047-4006

Mortgage

Document Number	0001599347
Date	Jul 29, 2020
Instrument	1599347

Lender

Name	BANK FORWARD
Type	Bank
Address	JAMESTOWN, ND 58401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jul 28, 2025

Interest

Rate Type	Adjustable Rate

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	May 26, 2017
Property Address	277 CHESTNUT DR, HORACE, ND 58047-4006
Document Number	0001510843
Instrument Date	May 25, 2017
Instrument	1510843
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	TITLECO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	277 CHESTNUT DR, HORACE, ND 58047-4006

Mortgage

Document Number	0001510844
Date	May 26, 2017
Instrument	1510844

Lender

Name	FLORIDA CAPITAL BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 277 Chestnut Dr was $16,023.

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Horace City
Unified School District	West Fargo Public School District 6 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,023.00	$535,950 Land $56,650 Building $479,300	$1,071,900 Land $113,300 Building $958,600
2023	$13,155.00	$499,650 Land $56,650 Building $443,000	$999,300 Land $113,300 Building $886,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 277 Chestnut Dr in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 277 Chestnut Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 90% of North Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HORACE serves 1,641 people · EPA ID ND0900488
Water Source	Purchased surface water from CASS RURAL WATER DISTRICT FARGO
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dickey Rural Telephone Cooperative Fiber	2,500 / 2,500
Midco Cable · Fiber, Fixed Wireless in parts of the area	2,000 / 1,000
Sparklight Fiber	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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