284 Chestnut Dr, Horace, ND 58047 Property Records

Cass County property record for 284 Chestnut Dr, Horace, ND 58047

Property Summary

Property Type	Single Family Home
Details	6 bd · 1.5 ba · 1,872 sqft · built 2001
Lot Size	0.75 acres (32,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (May 2018)
Tax Bill	$8,556 (2025)
Deeds & Mortgages	Jan 2022 Mortgage May 2017 Mortgage + 3 more
Flood Zone	Zone X (reduced by levee)
APN	`15-0755-00130-000`

Property Details

APN / Parcel Number

Primary APN	`15-0755-00130-000`

Interior

Bedrooms	6 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,872 sqft Living Area
Basement Area	1,675 sqft
Finished Basement	1,675 sqft
Unfinished Basement	1,675 sqft
Flooring	Laminate Plank
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	32,560 sqft (0.75 acres)
Garage Type	Attached
Garage Area	768 sqft
Porch	Slab
Deck Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	284 CHESTNUT DR
City	HORACE
State	ND
Zip	58047-4005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 13 BLOCK: 1 ADDITION: RIVER OAKS ESTATES ADDITIONAL: RIVER OAKS ESTATES LT 13 BLK 1
Legal Subdivision	RIVER OAKS
Legal Block	1
Legal Lot Number	13
Jurisdiction	CASS ND
Township / Civil Division	HORACE
Census Block Group	1
Census Block	1016
Census Tract	40503

Owner

Source: Cass County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	284 CHESTNUT DR, HORACE, ND 58047-4005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2022	Deed of Trust, Mortgage · VA Mortgage DOVENMUEHLE MORTGAGE INC
May 11, 2017	Deed of Trust, Mortgage GATE CITY BANK
Feb 10, 2020	Deed of Trust, Mortgage · VA Mortgage AMERISAVE MORTGAGE CORP
Feb 23, 2021	Deed of Trust, Mortgage · VA Mortgage AMERISAVE MORTGAGE CORP
May 23, 2018	Warranty Deed, Transfer · VA Mortgage FIRST CHOICE LN SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2018 · Amount on Record
Deed Sale	May 23, 2018 · Amount on Record
Deed Document Number	20181537813
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	284 CHESTNUT DR, HORACE, ND 58047-4005
Transaction Type	Mortgage
Record Updated	Feb 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	284 CHESTNUT DR, HORACE, ND 58047-4005

Mortgage

Document Number	0001657473
Date	Jan 25, 2022
Instrument	1657473

Lender

Name	DOVENMUEHLE MORTGAGE INC
Type	Mortgage Company
Address	DALLAS, TX 75201

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	347 Months
Due	Dec 1, 2050

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	284 CHESTNUT DR, HORACE, ND 58047-4005
Transaction Type	Mortgage
Record Updated	Apr 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001509373
Date	May 11, 2017
Instrument	1509373

Lender

Name	GATE CITY BANK
Type	Bank
Address	FARGO, ND 58108

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	284 CHESTNUT DR, HORACE, ND 58047-4005
Transaction Type	Mortgage
Record Updated	Apr 13, 2021
Title Company	TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001583109
Date	Feb 10, 2020
Instrument	1583109

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	284 CHESTNUT DR, HORACE, ND 58047-4005
Transaction Type	Mortgage
Record Updated	Apr 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001623196
Date	Feb 23, 2021
Instrument	1623196

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Dec 1, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	May 23, 2018
Property Address	284 CHESTNUT DR, HORACE, ND 58047-4005
Document Number	0001537813
Instrument Date	May 22, 2018
Instrument	1537813
Transaction Type	Transfer
Record Updated	Jun 1, 2018
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	284 CHESTNUT DR HORACE ND 580474005, HORACE, ND 58047-4005

Mortgage

Document Number	1537814
Date	May 23, 2018
Instrument	1537814

Lender

Name	FIRST CHOICE LN SVCS
Type	Funding / Finance Company
Address	EAST BRUNSWICK, NJ 08816

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 22, 2048

Tax Assessment & Valuation

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Horace City
Unified School District	West Fargo Public School District 6 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,556.00 (+39.83%)	$234,950 (+7.09%) Land $37,500 Building $197,450	$469,900 (+7.09%) Land $75,000 Building $394,900
2023	$6,119.00	$219,400 Land $37,500 Building $181,900	$438,800 Land $75,000 Building $363,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 90% of North Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HORACE serves 1,641 people · EPA ID ND0900488
Water Source	Purchased surface water from CASS RURAL WATER DISTRICT FARGO
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dickey Rural Telephone Cooperative Fiber	2,500 / 2,500
Midco Cable · Fiber, Fixed Wireless in parts of the area	2,000 / 1,000
Sparklight Fiber	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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