2853 Penney Ln, Crestview, FL 32539 Property Records

Okaloosa County property record for 2853 Penney Ln, Crestview, FL 32539

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,723 sqft · built 1993
Lot Size0.302 acres (13,138 sqft)
Owner2 Individual Names on Record
Tax Bill$2,127 (2025)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-597-0831-3

Property Details

APN / Parcel Number

Primary APNC56-000-597-0831-3
Alternative APNs
  • 28-3N-23-237C-0000-0710
  • 23N328237C00000710

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,723 sqft Living Area
Gross Area2,407 sqft
1st Floor Area1,481 sqft
Upper Floors Area242 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialWood
Lot Area13,138 sqft (0.302 acres)
Garage TypeAttached
Garage Area418 sqft
PorchFlorida Room
Porch Area266 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address2853 PENNEY LN
CityCRESTVIEW
StateFL
Zip32539-6322
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTONEBRIDGE PH III LOT 71
Legal Range23W
Legal Township03N
Legal Section28
Legal SubdivisionSTONEBRIDGE PH III
Legal Phase3
Legal Lot Number71
JurisdictionOKALOOSA FL
Township / Civil DivisionCRESTVIEW
Census Block Group2
Census Block2038
Census Tract20702

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address4714 YOUNG RD, CRESTVIEW, FL 32539-8348
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address2853 PENNEY LN, CRESTVIEW, FL 32539-6322
Transaction TypeMortgage
Record UpdatedFeb 22, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address4714 YOUNG RD, CRESTVIEW, FL 32539-8348

Mortgage

Document Number0035312736
DateMar 11, 2021
Book Page3531/2736
Instrument3437058
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
AddressTUSTIN, CA 92780
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term349 Months
DueApr 1, 2050

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,127.00 (+1.43%)$210,457 (-5.17%) Land $44,726 Building $165,731$210,457 (-5.17%) Land $44,726 Building $165,731
2023$2,097.00 (+8.37%)$221,935 (+9.84%) Land $38,000 Building $183,935$221,935 (+9.84%) Land $38,000 Building $183,935
2022$1,935.00$202,060 Land $28,719 Building $173,341$202,060 Land $28,719 Building $173,341

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA COUNTY MID SYSTEM (CRESTVIEW)
serves 7,593 people · EPA ID FL1464044
Water SourceGroundwater
Last State InspectionApr 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 35

May also be available: Verizon.

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