Lorain County property record for 2815 W River Rd N, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 952 sqft · built 1952 |
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $104,900 (Dec 2018) |
| Tax Bill | $1,995 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage Dec 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00-003-121-013 |
| Primary APN | 10-00-003-121-013 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 952 sqft Living Area |
| 1st Floor Area | 952 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 47,916 sqft (1.1 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 2815 W RIVER RD N |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.10 ACRES |
| Legal Subdivision | ORIGINAL CARLISLE SECTION #3 |
| Legal Block | 121 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | CARLISLE |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 70200 |
Source: Lorain County records, as of March 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2815 W RIVER RD S, ELYRIA, OH 44035-6946 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 2, 2020 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Dec 6, 2018 | Warranty Deed, Transfer · VA Mortgage PLAZA HOME MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 6, 2018 · Amount on Record |
| Deed Sale | Dec 6, 2018 · Amount on Record |
| Prior Sale | Sep 24, 2010 · Amount on Record |
| Deed Document Number | 2018007114 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 2815 W RIVER RD N, ELYRIA, OH 44035 |
| Document Number | 0000744587 |
| Instrument Date | Jan 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2815 W RIVER RD S ELYRIA OH 440356946, ELYRIA, OH 44035-6946 |
| Document Number | 0000744587 |
|---|---|
| Date | Jan 7, 2020 |
| Instrument | 744587 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 6, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Dec 6, 2018 |
| Property Address | 2815 W RIVER RD N, ELYRIA, OH 44035 |
| Document Number | 0000697341 |
| Instrument Date | Dec 6, 2018 |
| Instrument | 2018-0697341 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2815 W RIVER RD N, ELYRIA, OH 44035 |
| Document Number | 0000697342 |
|---|---|
| Date | Dec 6, 2018 |
| Instrument | 2018-0697342 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2049 |
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Carlisle Township |
| Unified School District | Keystone Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,995.00 | $50,020 (+%) Land $15,840 Building $34,180 | $142,910 (-) Land $45,260 Building $97,650 |
| 2024 | $1,995.00 (-0.1%) | $50,019 (+29.21%) Land $15,841 Building $34,178 | $142,910 (+29.21%) Land $45,260 Building $97,650 |
| 2023 | $1,997.00 (+5.11%) | $38,711 (-0.02%) Land $16,545 Building $22,166 | $110,600 (-) Land $47,270 Building $63,330 |
| 2022 | $1,900.00 | $38,720 Land $16,550 Building $22,170 | |
| 2021 | $110,600 Land $47,270 Building $63,330 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2014–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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