2846 Bernardo Ave, Escondido, CA 92029 Property Records

San Diego County property record for 2846 Bernardo Ave, Escondido, CA 92029

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,086 sqft · built 1958
Lot Size	1.68 acres (73,616 sqft)
Owner	Company Name on Record
Last Sale	$569,000 (Nov 2009)
Tax Bill	$8,867 (2025)
Deeds & Mortgages	Mar 2018 Line of Credit Dec 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`238-401-15-00`

Property Details

APN / Parcel Number

Primary APN	`238-401-15-00`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	4,086 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Lot Area	73,616 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	2846 BERNARDO AVE
City	ESCONDIDO
State	CA
Zip	92029-6608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 1 TR PM05533
Legal Subdivision	HOMELAND ACRES ADDITION TO ESCONDIDO
Legal Tract	5533
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2024
Census Tract	20405

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2846 BERNARDO AVE, ESCONDIDO, CA 92029-6608
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2018	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Dec 7, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
Dec 7, 2020	Quit Claim Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING
Aug 21, 2020	Quit Claim Deed, Transfer QUICKEN LNS
Aug 21, 2020	Quit Claim Deed, Transfer AMROCK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2009 · Amount on Record
Deed Sale	Nov 3, 2009 · Amount on Record
Prior Sale	Jul 21, 2009 · Amount on Record
Deed Document Number	2009609921
Last Transfer Date	Dec 2, 2020
Transfer Doc	0000779884
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2846 BERNARDO AVE, ESCONDIDO, CA 92029-6608
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000119814
Date	Mar 27, 2018
Instrument	2018-0119814

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22313

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 22, 2038

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 7, 2020
Property Address	2846 BERNARDO AVE, ESCONDIDO, CA 92029-6608
Document Number	0000779884
Instrument Date	Dec 2, 2020
Instrument	2020-0779884
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2846 BERNARDO AVE, ESCONDIDO, CA 92029-6608

Mortgage

Document Number	0000779885
Date	Dec 7, 2020
Instrument	2020-0779885

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 7, 2020
Property Address	2846 BERNARDO AVE, ESCONDIDO, CA 92029-6608
Document Number	0000779886
Instrument Date	Dec 2, 2020
Instrument	779886
Transaction Type	Transfer
Record Updated	Dec 15, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2846 BERNARDO AVE ESCONDIDO CA 920296608, ESCONDIDO, CA 92029-6608

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 21, 2020
Property Address	2846 BERNARDO AVE, ESCONDIDO, CA 92029-6608
Document Number	0000473032
Instrument Date	Jul 2, 2020
Instrument	473032
Transaction Type	Transfer
Record Updated	Sep 1, 2020
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2846 BERNARDO AVE ESCONDIDO CA 920296608, ESCONDIDO, CA 92029-6608

Mortgage

Document Number	473033
Date	Aug 21, 2020
Instrument	473033

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Aug 20, 2040

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 21, 2020
Property Address	2846 BERNARDO AVE, ESCONDIDO, CA 92029-6608
Document Number	0000473034
Instrument Date	Jul 2, 2020
Instrument	473034
Transaction Type	Transfer
Record Updated	Sep 1, 2020
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2846 BERNARDO AVE ESCONDIDO CA 920296608, ESCONDIDO, CA 92029-6608

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$800,750 (+2%) Land $500,316 Building $300,434
2025	$8,867.00 (+4.55%) Homeowner's exemption	$785,050 (+4.04%) Land $490,506 Building $294,544
2023	$8,481.00 (+1.25%) Homeowner's exemption	$754,567 Land $471,460 Building $283,107
2022	$8,376.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1980–1983)
Most Recent Claim	Apr 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINCON DEL DIABLO MWD (ID-1) serves 28,427 people · EPA ID CA3710018
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, San Diego Broadband, T-Mobile, Verizon.

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