San Diego County property record for 2740 Bernardo Ave, Escondido, CA 92029
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,738 sqft · built 1959 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | Individual Name on File |
| Last Sale | $510,000 (Nov 2013) |
| Tax Bill | $7,056 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 238-390-13-00 |
| Primary APN | 238-390-13-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,738 sqft Living Area |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Lot Area | 44,867 sqft |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 2740 BERNARDO AVE |
|---|---|
| City | ESCONDIDO |
| State | CA |
| Zip | 92029-5622 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | BLK 21 LOT 2 MOST WLY PAR AS PER ROS 4656 IN TR 001205 |
| Legal Subdivision | HOMELAND ACRES |
| Legal Tract | 001205 |
| Legal Block | 21 |
| Legal Lot Number | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 20405 |
2740 Bernardo Ave is owned and occupied by an individual who bought it in November 2013.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2740 BERNARDO AVE, ESCONDIDO, CA 92029-5622 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 13, 2013 · Amount on File |
| Deed Sale | Nov 13, 2013 · Amount on File |
| Deed Document Number | 2013670407 |
| Prior Transfer Date | Jun 7, 2010 |
| Prior Transfer Doc | 0000283552 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2740 BERNARDO AVE, ESCONDIDO, CA 92029-5622 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2022 |
| Title Company | BNT TITLE COMPANY/CA, BNT TITLE COMPANY OF CA |
| Name | Verified Name |
|---|---|
| Address | 2740 BERNARDO AVE, ESCONDIDO, CA 92029-5622 |
| Document Number | 0000072229 |
|---|---|
| Date | Feb 16, 2022 |
| Instrument | 2022-0072229 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
The 2025 property tax bill for 2740 Bernardo Ave was $7,056 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Escondido Union Elementary School District (KG - 08) |
| Secondary School District | Escondido Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $637,682 (+2%) Land $375,109 Building $262,573 | |
| 2025 | $7,056.00 Homeowner's exemption | $625,179 Land $367,754 Building $257,425 |
| 2023 | $6,748.00 (+1.26%) Homeowner's exemption | $600,905 Land $353,475 Building $247,430 |
| 2022 | $6,664.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2740 Bernardo Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1980–1983) |
| Most Recent Claim | Apr 1983 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2740 Bernardo Ave is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 78% of California |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RINCON DEL DIABLO MWD (ID-1) serves 28,427 people · EPA ID CA3710018 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, San Diego Broadband, T-Mobile, Verizon.
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