2865 Bernardo Ave, Escondido, CA 92029 Property Records

San Diego County property record for 2865 Bernardo Ave, Escondido, CA 92029

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,334 sqft · built 2002
Lot Size	1.01 acres (43,996 sqft)
Owner	Individual Name on Record
Last Sale	$970,000 (Apr 2021)
Tax Bill	$11,909 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`238-171-30-00`

Property Details

APN / Parcel Number

Primary APN	`238-171-30-00`
Alternative APN	`2381708700`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,334 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	43,996 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	2381708700
Street Address	2865 BERNARDO AVE
City	ESCONDIDO
State	CA
Zip	92029-6609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	BLK 20 PAR B PER DOC01-642818 IN TR 001205
Legal Subdivision	HOMELAND ACRES
Legal Tract	001205
Legal Block	20
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1005
Census Tract	20405

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16385 FOX VALLEY DR, SAN DIEGO, CA 92127-3424
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 26, 2018	Grant Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2021 · Amount on Record
Deed Sale	Apr 5, 2021 · Amount on Record
Prior Sale	Mar 26, 2018 · Amount on Record
Deed Document Number	2021264120
Prior Transfer Date	May 1, 2008
Prior Transfer Doc	0000263578
Record Updated	Oct 29, 2026

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 5, 2021
Property Address	2865 BERNARDO AVE, ESCONDIDO, CA 92029-6609
Document Number	0000264120
Map Reference	MAP 1205
Instrument Date	Mar 12, 2021
Instrument	2021-0264120
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF SOCAL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16385 FOX VALLEY DR, SAN DIEGO, CA 92127-3424

Mortgage

Document Number	0000264121
Date	Apr 5, 2021
Instrument	2021-0264121

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 26, 2018
Property Address	2865 BERNARDO AVE, ESCONDIDO, CA 92029-6609
Document Number	0000118915
Map Reference	MAP 1205
Instrument Date	Feb 23, 2018
Instrument	2018-0118915
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CORINTHIAN TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2865 BERNARDO AVE, ESCONDIDO, CA 92029-6609

Mortgage

Document Number	0000118916
Date	Mar 26, 2018
Instrument	2018-0118916

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,070,954 (+2%) Land $469,031 Building $601,923
2025	$11,909.00 (+4.53%)	$1,049,956 (+4.04%) Land $459,835 Building $590,121
2023	$11,393.00 (+1.24%)	$1,009,186 Land $441,980 Building $567,206
2022	$11,253.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINCON DEL DIABLO MWD (ID-1) serves 28,427 people · EPA ID CA3710018
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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