2867 Bernardo Ave, Escondido, CA 92029 Property Records

San Diego County property record for 2867 Bernardo Ave, Escondido, CA 92029

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,858 sqft · built 1961
Lot Size	1.16 acres (50,530 sqft)
Owner	2 Individual Names on Record
Last Sale	$495,000 (Jun 2012)
Tax Bill	$12,221 (2025)
Deeds & Mortgages	Nov 2025 Second Mortgage Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`238-171-32-00`

Property Details

APN / Parcel Number

Primary APN	`238-171-32-00`
Alternative APN	`2381704300`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,858 sqft Living Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	50,530 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	2381704300
Street Address	2867 BERNARDO AVE
City	ESCONDIDO
State	CA
Zip	92029-6609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	BLK 20 DOC87-653376 IN TR 001205
Legal Subdivision	HOMELAND ACRES
Legal Tract	001205
Legal Block	20
Legal Lot Number	8
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1005
Census Tract	20405

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2867 BERNARDO AVE, ESCONDIDO, CA 92029-6609
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSION FCU
Mar 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 17, 2018	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2012 · Amount on Record
Deed Sale	Jun 22, 2012 · Amount on Record
Prior Sale	Nov 23, 1987 · Amount on Record
Deed Document Number	2012366072
Prior Transfer Date	Dec 7, 2004
Prior Transfer Doc	0001194849
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2867 BERNARDO AVE, ESCONDIDO, CA 92029-6609
Transaction Type	Mortgage
Record Updated	Dec 10, 2025
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2867 BERNARDO AVE, ESCONDIDO, CA 92029-6609

Mortgage

Document Number	0000335476
Date	Nov 26, 2025
Instrument	2025-0335476

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2040

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2867 BERNARDO AVE, ESCONDIDO, CA 92029-6609
Transaction Type	Mortgage
Record Updated	Mar 16, 2022
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2867 BERNARDO AVE, ESCONDIDO, CA 92029-6609

Mortgage

Document Number	0000099510
Date	Mar 7, 2022
Instrument	2022-0099510

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2867 BERNARDO AVE, ESCONDIDO, CA 92029-6609
Transaction Type	Mortgage
Record Updated	Feb 25, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2867 BERNARDO AVE, ESCONDIDO, CA 92029-6609

Mortgage

Document Number	0000116988
Date	Feb 16, 2021
Instrument	2021-0116988

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2867 BERNARDO AVE, ESCONDIDO, CA 92029-6609
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000289094
Date	Jul 17, 2018
Instrument	2018-0289094

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 5, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$682,880 (+2%) Land $345,913 Building $336,967
2025	$12,221.00 (+2.78%) Homeowner's exemption	$669,491 (+4.04%) Land $339,131 Building $330,360
2023	$11,891.00 (+76.35%) Homeowner's exemption	$643,496 Land $325,963 Building $317,533
2022	$6,743.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINCON DEL DIABLO MWD (ID-1) serves 28,427 people · EPA ID CA3710018
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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