2844 Cairncross Ter, Silver Spring, MD 20906 Property Records

Montgomery County property record for 2844 Cairncross Ter, Silver Spring, MD 20906 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,754 sqft · built 1986
Lot Size	0.359 acres (15,650 sqft)
Owner	2 Company Names on File
Last Sale	$660,000 (Oct 2021)
Tax Bill	$6,928 (2025)
Deeds & Mortgages	Oct 2022 Transfer Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-02540552`

Property Details

APN / Parcel Number

Primary APN	`13-02540552`
Alternative APN	`02540552`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,754 sqft Living Area
Gross Area	3,282 sqft
1st Floor Area	1,518 sqft
Basement Area	500 sqft
Finished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Bi-Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	15,650 sqft (0.359 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal

Location & Zoning

Account Number	02540552
Street Address	2844 CAIRNCROSS TER
City	SILVER SPRING
State	MD
Zip	20906-1809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOMECREST
Legal Subdivision	WALLACES SUB
Legal Block	1
Legal Lot Number	58
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	1
Census Block	1000
Census Tract	703220

Owner

Source: Montgomery County records · APN 13-02540552

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	2844 CAIRNCROSS TER, SILVER SPRING, MD 20906-1809
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 03, 2022	Intrafamily Transfer, Transfer
Oct 20, 2021	Deed, Transfer · Conventional Mortgage VELLUM MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 20, 2021 · Amount on Record
Deed Sale	Oct 20, 2021 · Amount on Record
Prior Sale	Nov 15, 2010 · Amount on Record
Deed Book / Page	64332 / 160
Last Transfer Date	Sep 07, 2022
Transfer Doc	0663230382
Record Updated	Sep 20, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY MD
Recording Date	Oct 03, 2022
Property Address	2844 CAIRNCROSS TER, SILVER SPRING, MD 20906-1809
Document Number	0663230382
Book / Page	66323 / 382
Map Reference	MB 133 PL 15442
Instrument Date	Sep 07, 2022
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2844 CAIRNCROSS TER, 2844, SILVER SPRING, MD 20906-1809

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2844 CAIRNCROSS TER, SILVER SPRING, MD 20906-1809

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Oct 20, 2021
Property Address	2844 CAIRNCROSS TER, SILVER SPRING, MD 20906-1809
Document Number	0643320160
Book / Page	64332 / 160
Map Reference	MB 133 PL 15442
Instrument Date	Oct 08, 2021
Transaction Type	Transfer
Record Updated	Nov 02, 2021
Title Company	KVS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$8,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2844 CAIRNCROSS TER, SILVER SPRING, MD 20906-1809

Mortgage

Document Number	64332167
Date	Oct 20, 2021
Instrument	64332/167

Lender

Name	VELLUM MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$656,667 (+4.27%)	$710,400 (+12.8%) Land $172,100 Building $538,300
2025	$6,928.00 (-3.44%)	$629,800 (+23.18%) Land $172,100 Building $457,700	$629,800 (-) Land $172,100 Building $457,700
2024	$7,175.00 (+48.55%)
2023		$511,267	$629,800 Land $172,100 Building $457,700
2022	$4,830.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 283 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 2,000
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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