2853 Cairncross Ter, Silver Spring, MD 20906 Property Records

Montgomery County property record for 2853 Cairncross Ter, Silver Spring, MD 20906

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,180 sqft · built 1987
Lot Size0.36 acres (15,680 sqft)
OwnerIndividual Name on File
Last Sale$230,500 (Apr 1999)
Tax Bill$5,835 (2025)
Deeds & MortgagesJun 2020 Mortgage
Nov 2021 Document
+ 2 more
Flood ZoneZone X (minimal risk)
APN13-02540415

Property Details

APN / Parcel Number

Primary APN13-02540415
Alternative APN
  • 02540415

Interior

Full Baths3 Baths
Stories1 Story
Building Area2,180 sqft Living Area
Gross Area2,752 sqft
1st Floor Area1,480 sqft
Basement Area700 sqft
Finished Basement700 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area15,680 sqft (0.36 acres)
Garage TypeAttached
Garage Area572 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area88 sqft
Deck Area480 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric
SewerMunicipal

Location & Zoning

Account Number02540415
Street Address2853 CAIRNCROSS TER
CitySILVER SPRING
StateMD
Zip20906-1809
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR200
Legal DescriptionHOMECREST
Legal SubdivisionWALLACES SUB
Legal Block1
Legal Lot Number44
JurisdictionMONTGOMERY MD
Township / Civil Division13
Census Block Group1
Census Block1000
Census Tract703220

Owner

Source: Montgomery County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2853 CAIRNCROSS TER, SILVER SPRING, MD 20906-1809
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST WASHINGTON MORTGAGE
Nov 29, 2021
Aug 29, 2018Deed of Trust, Mortgage · Conventional Mortgage
FIRST WASHINGTON MORTGAGE
Nov 6, 2019Deed of Trust, Mortgage · Conventional Mortgage
FIRST WASHINGTON MORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 23, 1999 · Amount on Record
Deed SaleApr 23, 1999 · Amount on Record
Deed Document Number1999144253
Deed Book / Page17019 / 584
Last Transfer DateNov 16, 2021
Transfer Doc0647100096
Record UpdatedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address2853 CAIRNCROSS TER, SILVER SPRING, MD 20906-1809
Transaction TypeMortgage
Record UpdatedJan 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0598130001
DateJun 15, 2020
Book Page59813/1
Lender
NameFIRST WASHINGTON MORTGAGE
TypeMortgage Company
AddressWASHINGTON, DC 20007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

November 2021:

JurisdictionMONTGOMERY MD
Recording DateNov 29, 2021
Property Address2853 CAIRNCROSS TER, SILVER SPRING, MD 20906-1809
Document Number0647100096
Book / Page64710 / 96
Map ReferenceMB 133 PL 15442
Instrument DateNov 16, 2021
Record UpdatedDec 15, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address2853 CAIRNCROSS TER, SILVER SPRING, MD 20906-1809

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address2853 CAIRNCROSS TER, SILVER SPRING, MD 20906-1809
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCERTIFIED TITLE CORP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0565340331
DateAug 29, 2018
Book Page56534/331
Lender
NameFIRST WASHINGTON MORTGAGE
TypeMortgage Company
AddressWASHINGTON, DC 20007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2048

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address2853 CAIRNCROSS TER, SILVER SPRING, MD 20906-1809
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCERTIFIED TITLE CORPORATION

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0584460255
DateNov 6, 2019
Book Page58446/255
Lender
NameFIRST WASHINGTON MORTGAGE
TypeMortgage Company
AddressWASHINGTON, DC 20007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueSep 1, 2049

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$534,700 (+5.53%)$590,700 (+16.58%) Land $172,200 Building $418,500
2025$5,835.00 (-3.52%)$506,700 (+15.52%) Land $172,200 Building $334,500$506,700 (-) Land $172,200 Building $334,500
2024$6,048.00 (+40.42%)
2023$438,633$506,700 Land $172,200 Building $334,500
2022$4,307.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
T-Mobile USA
Fixed Wireless
100 / 20

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