Montgomery County property record for 2828 Cairncross Ter, Silver Spring, MD 20906
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,168 sqft · built 1987 |
| Lot Size | 0.276 acres (12,002 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,702 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Oct 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-02540517 |
| Primary APN | 13-02540517 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,168 sqft Living Area |
| Gross Area | 2,740 sqft |
| 1st Floor Area | 1,476 sqft |
| Basement Area | 692 sqft |
| Finished Basement | 692 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 12,002 sqft (0.276 acres) |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 88 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 02540517 |
|---|---|
| Street Address | 2828 CAIRNCROSS TER |
| City | SILVER SPRING |
| State | MD |
| Zip | 20906-1809 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R200 |
| Legal Description | HOMECREST |
| Legal Subdivision | WALLACES SUB |
| Legal Block | 1 |
| Legal Lot Number | 54 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 703220 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2828 CAIRNCROSS TER, SILVER SPRING, MD 20906-1809 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Feb 3, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Oct 13, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 6, 1997 |
| Deed Sale | Aug 6, 1997 |
| Deed Document Number | 199796818 |
| Deed Book / Page | 15065 / 554 |
| Last Transfer Date | Sep 22, 2021 |
| Transfer Doc | 0642630297 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 2828 CAIRNCROSS TER, SILVER SPRING, MD 20906-1809 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2022 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|
| Document Number | 0651840264 |
|---|---|
| Date | Feb 3, 2022 |
| Book Page | 65184/264 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Oct 13, 2021 |
| Property Address | 2828 CAIRNCROSS TER, SILVER SPRING, MD 20906-1809 |
| Document Number | 0642630297 |
| Book / Page | 64263 / 297 |
| Map Reference | MB 133 PL 15422 |
| Instrument Date | Sep 22, 2021 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2828 CAIRNCROSS TER, SILVER SPRING, MD 20906-1809 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $522,200 (+5.47%) | $576,400 (+16.42%) Land $165,600 Building $410,800 | |
| 2025 | $5,702.00 (-3.62%) | $495,100 (+15.89%) Land $165,600 Building $329,500 | $495,100 (-) Land $165,600 Building $329,500 |
| 2024 | $5,916.00 (+41.46%) | ||
| 2023 | $427,233 | $495,100 Land $165,600 Building $329,500 | |
| 2022 | $4,182.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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