Montgomery County property record for 2840 Cairncross Ter, Silver Spring, MD 20906
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,264 sqft · built 1987 |
| Lot Size | 0.4 acres (17,413 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $433,000 (Apr 2014) |
| Tax Bill | $6,874 (2025) |
| Deeds & Mortgages | Mar 2023 Transfer Jul 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-02540541 |
| Primary APN | 13-02540541 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,264 sqft Living Area |
| Gross Area | 2,792 sqft |
| 1st Floor Area | 1,144 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Bi-Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 17,413 sqft (0.4 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 200 sqft |
| Deck Area | 258 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Account Number | 02540541 |
|---|---|
| Street Address | 2840 CAIRNCROSS TER |
| City | SILVER SPRING |
| State | MD |
| Zip | 20906-1809 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R200 |
| Legal Description | HOMECREST |
| Legal Subdivision | WALLACES SUB |
| Legal Block | 1 |
| Legal Lot Number | 57 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 703220 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2840 CAIMCROSS TER, SILVER SPRING, MD 20906 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 31, 2023 | Intrafamily Transfer, Transfer |
| Jul 6, 2021 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 2, 2014 · Amount on Record |
| Deed Sale | Apr 2, 2014 · Amount on Record |
| Prior Sale | Mar 30, 2000 · Amount on Record |
| Deed Book / Page | 48478 / 173 |
| Last Transfer Date | Mar 30, 2023 |
| Transfer Doc | 0668600223 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Mar 31, 2023 |
| Property Address | 2840 CAIRNCROSS TER, SILVER SPRING, MD 20906-1809 |
| Document Number | 0668600223 |
| Book / Page | 66860 / 223 |
| Map Reference | MB 133 PL 15442 |
| Instrument Date | Mar 30, 2023 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2840 CAIRNCROSS TER, SILVER SPRING, MD 20906-1809 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 2840 CAIRNCROSS TER, SILVER SPRING, MD 20906-1809 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 2840 CAIRNCROSS TER, SILVER SPRING, MD 20906-1809 |
| Document Number | 0634290031 |
|---|---|
| Date | Jul 6, 2021 |
| Book Page | 63429/31 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | BALTIMORE, MD 21202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 5, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $658,567 (+1.79%) | $681,700 (+5.36%) Land $175,300 Building $506,400 | |
| 2025 | $6,874.00 (-5.75%) | $647,000 (+25.71%) Land $175,300 Building $471,700 | $647,000 (-) Land $175,300 Building $471,700 |
| 2024 | $7,293.00 (+52.22%) | ||
| 2023 | $514,667 | $647,000 Land $175,300 Building $471,700 | |
| 2022 | $4,791.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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