2837 Waterfront Ave, Algonquin, IL 60102 Property Records

McHenry County property record for 2837 Waterfront Ave, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,923 sqft · built 2002
Lot Size	0.067 acres (2,928 sqft)
Owner	2 Company Names on Record
Last Sale	$237,000 (Feb 2019)
Deeds & Mortgages	Dec 2021 Mortgage Oct 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-30-377-013`

Property Details

APN / Parcel Number

Primary APN	`19-30-377-013`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,923 sqft
Gross Area	3,052 sqft
1st Floor Area	1,456 sqft
2nd Floor Area	467 sqft

Exterior

Year Built	Built 2002
Exterior Material	Frame Siding
Lot Area	2,928 sqft (0.067 acres)
Lot Dimensions	66 ft deep x 44 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	2837 WATERFRONT AVE
City	ALGONQUIN
State	IL
Zip	60102-6834
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2019R0003603 NWLY 44.41FT LT 6 CREEKSIDE OF ALGONQUIN THE MEADOWS & THE VILLAS PHASE 2 MEMO: LIPINSKI, EDMUND C/
Legal Range	08E
Legal Township	43N
Legal Section	30
Legal Subdivision	CREEKSIDE/ALGONQUIN MDWS & VIL
Legal Phase	2
Legal Lot Number	6
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	4
Census Block	4000
Census Tract	871206

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	2837 WATERFRONT AVE, ALGONQUIN, IL 60102-6834
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage CIBM BANK
Oct 2, 2023	Intrafamily Transfer, Transfer
Sep 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage CIBM BANK
Feb 7, 2019	Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Feb 7, 2019 · Amount on Record
Deed Sale	Feb 7, 2019 · Amount on Record
Prior Sale	Feb 7, 2019 · Amount on Record
Deed Document Number	0000003603
Last Transfer Date	Oct 2, 2023
Transfer Doc	0000024863
Record Updated	Jun 7, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	2837 WATERFRONT AVE, ALGONQUIN, IL 60102-6834
Transaction Type	Mortgage
Record Updated	Oct 17, 2023
Title Company	PRIORITY TITLE COMPANY, PTC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000068244
Date	Dec 23, 2021
Instrument	2021R0068244

Lender

Name	CIBM BANK
Type	Bank
Address	NAPERVILLE, IL 60563

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

Interest

Rate Type	Fixed Rate
Rate	2.75%

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Oct 2, 2023
Property Address	2837 WATERFRONT AVE, ALGONQUIN, IL 60102-6834
Document Number	0000024863
Map Reference	DOC 2001R0035042
Instrument Date	Sep 28, 2023
Instrument	2023R0024863
Transaction Type	Transfer
Record Updated	Oct 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2837 WATERFRONT AVE, ALGONQUIN, IL 60102-6834

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2837 WATERFRONT AVE, ALGONQUIN, IL 60102-6834

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	2837 WATERFRONT AVE, ALGONQUIN, IL 60102-6834
Transaction Type	Mortgage
Record Updated	May 27, 2021
Title Company	PRECISION TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039059
Date	Sep 24, 2020
Instrument	2020R0039059

Lender

Name	CIBM BANK
Type	Bank
Address	NAPERVILLE, IL 60563

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	277 Months
Due	Oct 1, 2043

Interest

Rate Type	Fixed Rate
Rate	3.37%

February 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MCHENRY IL
Recording Date	Feb 7, 2019
Property Address	2837 WATERFRONT AVE, ALGONQUIN, IL 60102-6834
Document Number	0000003603
Map Reference	DOC 2001R0035042
Instrument Date	Jan 19, 2019
Instrument	2019R0003603
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$355.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2837 WATERFRONT AVE, ALGONQUIN, IL 60102-6834

Mortgage

Document Number	0000003604
Date	Feb 7, 2019
Instrument	2019R0003604

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Interest

Rate	4.87%

Mortgage

Document Number	0000003605
Date	Feb 7, 2019
Instrument	2019R0003605

Lender

Name	US BANK NA
Type	Bank
Address	NAPERVILLE, IL 60540

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	7.35%
Change Frequency	Monthly

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$91,839 Land $16,326 Building $75,513	$275,517 Land $48,978 Building $226,539

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: i3 Broadband.

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