2832 Waterfront Ave, Algonquin, IL 60102 Property Records

McHenry County property record for 2832 Waterfront Ave, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,839 sqft · built 2002
Lot Size	0.055 acres (2,434 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Jan 2011)
Deeds & Mortgages	Nov 2023 Line of Credit Feb 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-30-403-014`

Property Details

APN / Parcel Number

Primary APN	`19-30-403-014`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,839 sqft
Gross Area	2,901 sqft
1st Floor Area	1,352 sqft
2nd Floor Area	487 sqft

Exterior

Year Built	Built 2002
Exterior Material	Aluminum/Vinyl
Lot Area	2,434 sqft (0.055 acres)
Lot Dimensions	67 ft deep x 36 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2832 WATERFRONT AVE
City	ALGONQUIN
State	IL
Zip	60102-6835
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2011R0003359 E 36.27FT W 80.91FT LT 60 CREEKSIDE OF ALGONQUIN THE VILLAS PHASE 3
Legal Range	08E
Legal Township	43N
Legal Section	30
Legal Subdivision	CREEKSIDE/ALGONQUIN/VLS PH 03
Legal Phase	3
Legal Lot Number	60
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	4
Census Block	4000
Census Tract	871206

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2832 WATERFRONT AVE, ALGONQUIN, IL 60102-6835
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Feb 6, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Dec 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Oct 29, 2020	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 19, 2011 · Amount on Record
Deed Sale	Jan 19, 2011 · Amount on Record
Prior Sale	Dec 30, 2002 · Amount on Record
Deed Document Number	WARRANTY DEED
Record Updated	Jun 7, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	2832 WATERFRONT AVE, ALGONQUIN, IL 60102-6835
Transaction Type	Mortgage
Record Updated	Nov 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2832 WATERFRONT AVE, ALGONQUIN, IL 60102-6835

Mortgage

Document Number	0000028527
Date	Nov 9, 2023
Instrument	2023R0028527

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 2, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	2832 WATERFRONT AVE, ALGONQUIN, IL 60102-6835
Transaction Type	Mortgage
Record Updated	Feb 15, 2023
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2832 WATERFRONT AVE, ALGONQUIN, IL 60102-6835

Mortgage

Document Number	0000002783
Date	Feb 6, 2023
Instrument	2023R0002783

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 8, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	2832 WATERFRONT AVE, ALGONQUIN, IL 60102-6835
Transaction Type	Mortgage
Record Updated	May 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052094
Date	Dec 2, 2020
Instrument	2020R0052094

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2035

Interest

Rate	2.87%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	2832 WATERFRONT AVE, ALGONQUIN, IL 60102-6835
Transaction Type	Mortgage
Record Updated	May 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045682
Date	Oct 29, 2020
Instrument	2020R0045682

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 13, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$90,830 Land $14,925 Building $75,905	$272,490 Land $44,775 Building $227,715

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: i3 Broadband.

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