2835 Waterfront Ave, Algonquin, IL 60102 Property Records

McHenry County property record for 2835 Waterfront Ave, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,839 sqft · built 2002
Lot Size	0.55 acres (2,389 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Sep 2026)
Tax Bill	$6,375 (2024)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jan 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-30-377-014`

Property Details

APN / Parcel Number

Primary APN	`19-30-377-014`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,839 sqft Living Area
1st Floor Area	1,352 sqft
Basement Area	1,062 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Frame Siding
Lot Area	2,389 sqft (0.55 acres)
Lot Dimensions	66 ft deep x 36 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2835 WATERFRONT AVE
City	ALGONQUIN
State	IL
Zip	60102-6834
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2024R0015648 NWLY 36.24FT SELY 77.93FT LT 6 CREEKSIDE OF ALGONQUIN THE MEADOWS & THE VILLAS PHASE 2
Legal Subdivision	CREEKSIDE OF ALGONQUIN THE MEADOWS & THE
Legal Phase	2
Legal Lot Number	6
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	4
Census Block	4000
Census Tract	871206

Owner

Source: McHenry County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	469 COUNTRY CLUB DR, LAKE GENEVA, WI 53147-1981
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORPORATION
Jan 20, 2023	Intrafamily Transfer, Transfer ATTORNEY
Jun 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2026 · Amount on Record
Deed Sale	Sep 23, 2026 · Amount on Record
Prior Sale	Jun 21, 2002 · Amount on Record
Deed Document Number	202627805
Prior Transfer Date	Oct 14, 2009
Prior Transfer Doc	0000006344
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Sep 23, 2026
Property Address	2835 WATERFRONT AVE, ALGONQUIN, IL 60102-6834
Document Number	0000027805
Instrument Date	Sep 8, 2026
Instrument	202627805
Transaction Type	Transfer
Record Updated	Oct 6, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$60,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000027806,
Date	Sep 23, 2026
Instrument	202627806

Lender

Name	AMERICAN PACIFIC MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.99%
Initial Type	Fixed Rate
Max Rate	-1%

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Jan 20, 2023
Property Address	2835 WATERFRONT AVE, ALGONQUIN, IL 60102-6834
Document Number	0000001535
Map Reference	DOC 2001R0035042
Instrument Date	Jan 10, 2023
Instrument	2023R0001535
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	2835 WATERFRONT AVE, ALGONQUIN, IL 60102-6834

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	2835 WATERFRONT AVE, ALGONQUIN, IL 60102-6834
Transaction Type	Mortgage
Record Updated	Jul 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034137
Date	Jun 23, 2021
Instrument	2021R0034137

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$6,375.00	$97,505 (+13.96%) Land $18,583 Building $78,922	$292,515 (+13.96%) Land $55,749 Building $236,766
2022	Homeowner's exemption	$85,561 Land $14,925 Building $70,636	$256,683 Land $44,775 Building $211,908

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: i3 Broadband.

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