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2842 Waterfront Ave, Algonquin, IL 60102 Property Records

McHenry County property record for 2842 Waterfront Ave, Algonquin, IL 60102

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 1,839 sqft · built 2002
Lot Size0.055 acres (2,431 sqft)
OwnerIndividual Name on File
Last Sale$325,000 (Aug 2023)
Deeds & MortgagesAug 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN19-30-403-012

Property Details

APN / Parcel Number

Primary APN19-30-403-012

Interior

Bedrooms2 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,839 sqft
Gross Area2,901 sqft
1st Floor Area1,352 sqft
2nd Floor Area487 sqft

Exterior

Year BuiltBuilt 2002
Exterior MaterialFrame Siding
Lot Area2,431 sqft (0.055 acres)
Lot Dimensions67 ft deep x 36 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Street Address2842 WATERFRONT AVE
CityALGONQUIN
StateIL
Zip60102-6835
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2010R0025646 W 36.23FT E 117.03FT LT 59 CREEKSIDE OF ALGONQUIN THE VILLAS PHASE 3
Legal Range08E
Legal Township43N
Legal Section30
Legal SubdivisionCREEKSIDE/ALGONQUIN/VLS PH 03
Legal Phase3
Legal Lot Number59
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group4
Census Block4000
Census Tract871206

Owner

2842 Waterfront Ave is owned and occupied by an individual who bought it in August 2023.

Source: McHenry County records, as of May 13, 2024

Owner of RecordIndividual Name on File
Mailing Address2842 WATGL FRONT AVENUE FRNT AVENUE, ALGONQUIN, IL 60102
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 8, 2023 · Amount on File
Deed SaleAug 8, 2023 · Amount on File
Prior SaleJun 15, 2010
Deed Document Number2023R0019354
Record UpdatedJun 7, 2026

August 2023: Deed, Transfer

Document TypeDeed
JurisdictionMCHENRY IL
Recording DateAug 8, 2023
Property Address2842 WATERFRONT AVE, ALGONQUIN, IL 60102-6835
Document Number0000019354
Map ReferenceDOC 2001R0098234
Instrument DateJul 31, 2023
Instrument2023R0019354
Transaction TypeTransfer
Record UpdatedAug 21, 2023
Title CompanyCOMMUNITY TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$325.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2842 WATGL FRONT AVENUE FRNT AVENUE, ALGONQUIN, IL 60102

Mortgage

Document Number0000019355
DateAug 8, 2023
Instrument2023R0019355
Lender
NameSUMMIT CU
TypeCredit Union
Agreement
TypeNegative Amortization
AmountAmount on Record
Term361 Months
DueSep 1, 2053
Interest
Rate TypeAdjustable Rate
Rate6.62%
Type Change DateSep 1, 2028
Change FrequencyAnnually
Min Rate At Change4.62%
Max Rate At Change8.62%
Index1-Year CMT
Max Rate12.6%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlgonquin Village
CountyMcHenry County
County SubdivisionAlgonquin Township
Unified School DistrictCommunity Unit School District 300 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$83,931 Land $14,925 Building $69,006$251,793 Land $44,775 Building $207,018

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2842 Waterfront Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2842 Waterfront Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALGONQUIN
serves 30,700 people · EPA ID IL1110050
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2026–2028)
action level 15 ppb
Copper1.6 mg/L (2022–2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fixed Wireless in parts of the area		100 / 20

May also be available: i3 Broadband.

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