28341 Gitano, Mission Viejo, CA 92692 Property Records

Orange County property record for 28341 Gitano, Mission Viejo, CA 92692

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,091 sqft · built 1978
Lot Size	0.14 acres (6,110 sqft)
Owner	Trust Name on File
Tax Bill	$2,815 (2025)
Deeds & Mortgages	May 2021 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`808-611-25`

Property Details

APN / Parcel Number

Primary APN	`808-611-25`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,091 sqft Living Area
1st Floor Area	2,091 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Traditional
Exterior Material	Stucco
Roof Material	Wood Shingle
Lot Area	6,110 sqft (0.14 acres)
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	28341 GITANO
City	MISSION VIEJO
State	CA
Zip	92692-2214
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 9512 BLK LOT 23
Legal Subdivision	TRACT NO 9512
Legal Tract	9512
Legal Lot Number	23
Jurisdiction	ORANGE CA
Township / Civil Division	MISSION VIEJO
Census Block Group	2
Census Block	2001
Census Tract	32020

Owner

28341 Gitano is owner-occupied and held in a trust since May 2006.

Source: Orange County records, as of August 4, 2026

Owner of Record	Trust Name on File
Mailing Address	28341 GITANO, MISSION VIEJO, CA 92692-2214
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage SCHOOLSFIRST FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 18, 2006
Transfer Doc	0000335930
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	28341 GITANO, MISSION VIEJO, CA 92692-2214
Transaction Type	Mortgage
Record Updated	May 26, 2021
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28341 GLTANO, MISSION VIEJO, CA 92692-2214

Mortgage

Document Number	0000312067
Date	May 11, 2021
Instrument	2021000312067

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	289 Months
Due	Jun 1, 2045

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	28341 GITANO, MISSION VIEJO, CA 92692-2214
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000268541
Date	Jun 12, 2020
Instrument	2020000268541

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 28341 Gitano was $2,815 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Mission Viejo City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$289,842 (+2%) Land $112,737 Building $177,105
2025	$2,815.00 Homeowner's exemption	$284,159 Land $110,526 Building $173,633
2023	$2,707.00 (+1.96%) Homeowner's exemption	$273,126 Land $106,234 Building $166,892
2022	$2,655.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 28341 Gitano in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 28341 Gitano is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA MARGARITA WATER DISTRICT serves 165,275 people · EPA ID CA3010101
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Cityside Fiber, GeoLinks, Verizon.

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