28332 Gitano, Mission Viejo, CA 92692 Property Records

Orange County property record for 28332 Gitano, Mission Viejo, CA 92692

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,036 sqft · built 1978
Lot Size	0.156 acres (6,800 sqft)
Owner	2 Individual Names on File
Last Sale	$695,000 (Jul 2007)
Tax Bill	$9,156 (2025)
Deeds & Mortgages	May 2026 Line of Credit Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`808-611-43`

Property Details

APN / Parcel Number

Primary APN	`808-611-43`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,036 sqft Living Area
Gross Area	2,519 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	6,800 sqft (0.156 acres)
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	28332 GITANO
City	MISSION VIEJO
State	CA
Zip	92692-2214
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 9512 BLK LOT 41
Legal Subdivision	TR 9512
Legal Tract	9512
Legal Lot Number	41
Jurisdiction	ORANGE CA
Township / Civil Division	MISSION VIEJO
Census Block Group	2
Census Block	2001
Census Tract	32020

Owner

28332 Gitano is owned and occupied by two individuals who bought it in July 2007.

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	28332 GITANO, MISSION VIEJO, CA 92692-2214
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FEDERAL CREDIT UNION
Sep 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage MEGA CAP FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2007 · Amount on File
Deed Sale	Jul 10, 2007 · Amount on File
Deed Document Number	2007431746
Prior Transfer Date	Sep 20, 2001
Prior Transfer Doc	0000766730
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Recording Date	May 28, 2026
Property Address	28332 GITANO, MISSION VIEJO, CA 92692-2214
Document Number	0000152693
Instrument Date	May 15, 2026
Instrument	2026152693
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	28332 GITANO, MISSION VIEJO, CA 92692-2214
Investor	Possibly a Property Investor

Mortgage

Document Number	0000152693,
Date	May 28, 2026
Instrument	2026152693

Lender

Name	SCHOOLSFIRST FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	28332 GITANO, MISSION VIEJO, CA 92692-2214
Document Number	0000529962
Instrument Date	Sep 17, 2020
Transaction Type	Mortgage
Record Updated	Oct 9, 2020
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	28332 GITANO MISSION VIEJO CA 926922214, MISSION VIEJO, CA 92692-2214

Mortgage

Document Number	0000529962
Date	Sep 28, 2020
Instrument	529962

Lender

Name	MEGA CAP FNDG
Type	Funding / Finance Company
Address	CALABASAS, CA 91302

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 27, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 28332 Gitano was $9,156 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Mission Viejo City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$931,144 (+2%) Land $712,045 Building $219,099
2025	$9,156.00 Homeowner's exemption	$912,887 Land $698,084 Building $214,803
2023	$8,810.00 (+1.96%) Homeowner's exemption	$877,440 Land $670,977 Building $206,463
2022	$8,641.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 28332 Gitano in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 28332 Gitano is moderate, ranking above 44% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA MARGARITA WATER DISTRICT serves 165,275 people · EPA ID CA3010101
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cityside Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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