28346 Gitano, Mission Viejo, CA 92692 Property Records

Orange County property record for 28346 Gitano, Mission Viejo, CA 92692

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,160 sqft · built 1978
Lot Size	0.185 acres (8,070 sqft)
Owner	Trust Name on File
Tax Bill	$4,412 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Jun 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`808-611-39`

Property Details

APN / Parcel Number

Primary APN	`808-611-39`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,160 sqft Living Area
Gross Area	2,602 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	8,070 sqft (0.185 acres)
Garage Area	442 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	28346 GITANO
City	MISSION VIEJO
State	CA
Zip	92692-2214
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 9512 BLK LOT 37
Legal Subdivision	TRACT NO. 9512
Legal Tract	9512
Legal Lot Number	37
Jurisdiction	ORANGE CA
Township / Civil Division	MISSION VIEJO
Census Block Group	2
Census Block	2001
Census Tract	32020

Owner

28346 Gitano is owner-occupied and held in a trust since June 2019.

Source: Orange County records, as of August 4, 2026

Owner of Record	Trust Name on File
Mailing Address	28346 GITANO, MISSION VIEJO, CA 92692-2214
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2022	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA
Jun 26, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 26, 2019
Transfer Doc	0000225798
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	28346 GITANO, MISSION VIEJO, CA 92692-2214
Transaction Type	Mortgage
Record Updated	Feb 18, 2022
Title Company	CHICAGO TITLE-INLAND EMPIRE, CHICAGO TITLE INLAND EMPIRE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28346 GITANO, MISSION VIEJO, CA 92692-2214

Mortgage

Document Number	0000054051
Date	Feb 9, 2022
Instrument	2022000054051

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 26, 2019
Property Address	28346 GITANO, MISSION VIEJO, CA 92692-2214
Document Number	0000225798
Instrument Date	Jun 26, 2019
Instrument	225798
Transaction Type	Transfer
Record Updated	Jul 4, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	28346 GITANO MISSION VIEJO CA 926922214, MISSION VIEJO, CA 92692-2214

Tax Assessment & Valuation

The 2025 property tax bill for 28346 Gitano was $4,412 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Mission Viejo City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$451,374 (+2%) Land $211,230 Building $240,144
2025	$4,412.00 Homeowner's exemption	$442,524 Land $207,088 Building $235,436
2023	$4,245.00 (+1.97%) Homeowner's exemption	$425,342 Land $199,047 Building $226,295
2022	$4,163.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 28346 Gitano in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 28346 Gitano is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA MARGARITA WATER DISTRICT serves 165,275 people · EPA ID CA3010101
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Cityside Fiber, GeoLinks, Verizon.

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