28326 Gitano, Mission Viejo, CA 92692 Property Records

Orange County property record for 28326 Gitano, Mission Viejo, CA 92692

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,269 sqft · built 1978
Lot Size	0.156 acres (6,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,203,000 (Oct 2021)
Tax Bill	$12,894 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Oct 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`808-611-44`

Property Details

APN / Parcel Number

Primary APN	`808-611-44`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,269 sqft Living Area
Gross Area	2,669 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	6,800 sqft (0.156 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	28326 GITANO
City	MISSION VIEJO
State	CA
Zip	92692-2214
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 9512 BLK LOT 42
Legal Subdivision	TRACT NO 9512
Legal Tract	9512
Legal Lot Number	42
Jurisdiction	ORANGE CA
Township / Civil Division	MISSION VIEJO
Census Block Group	2
Census Block	2001
Census Tract	32020

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28326 GITANO, MISSION VIEJO, CA 92692-2214
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Deed of Trust, Mortgage · Line of Credit BAXTER CU
Oct 29, 2021	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Aug 10, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 10, 2020	Quit Claim Deed, Transfer BETTER MTG CORP ISAOA
Sep 6, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 6, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2021 · Amount on Record
Deed Sale	Oct 29, 2021 · Amount on Record
Prior Sale	Sep 27, 2001 · Amount on Record
Deed Document Number	2021658942
Prior Transfer Date	Jul 30, 2020
Prior Transfer Doc	0000390707
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	28326 GITANO, MISSION VIEJO, CA 92692-2214
Transaction Type	Mortgage
Record Updated	Dec 15, 2025
Title Company	UNKNOWN, MIS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28326 GITANO, MISSION VIEJO, CA 92692-2214
Investor	Possibly a Property Investor

Mortgage

Document Number	0000331589
Date	Nov 26, 2025
Instrument	2025000331589

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	61 Months
Due	Nov 30, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Oct 29, 2021
Property Address	28326 GITANO, MISSION VIEJO, CA 92692-2214
Document Number	0000658942
Map Reference	MB 409 PG 28-30
Instrument Date	Oct 12, 2021
Instrument	2021000658942
Transaction Type	Transfer
Record Updated	Nov 11, 2021
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF SOCAL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	28326 GITANO, MISSION VIEJO, CA 92692-2214
Investor	Possibly a Property Investor

Mortgage

Document Number	0000658943
Date	Oct 29, 2021
Instrument	2021000658943

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 10, 2020
Property Address	28326 GITANO, MISSION VIEJO, CA 92692-2214
Document Number	0000390709
Instrument Date	Jul 30, 2020
Instrument	390709
Transaction Type	Transfer
Record Updated	Aug 27, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	28326 GITANO MISSION VIEJO CA 926922214, MISSION VIEJO, CA 92692-2214

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 10, 2020
Property Address	28326 GITANO, MISSION VIEJO, CA 92692-2214
Document Number	0000390707
Instrument Date	Jul 30, 2020
Instrument	390707
Transaction Type	Transfer
Record Updated	Aug 27, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	28326 GITANO MISSION VIEJO CA 926922214, MISSION VIEJO, CA 92692-2214

Mortgage

Document Number	390708
Date	Aug 10, 2020
Instrument	390708

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Aug 9, 2035

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Sep 6, 2019
Property Address	28326 GITANO, MISSION VIEJO, CA 92692-2214
Document Number	0000336508
Instrument Date	May 23, 2019
Instrument	336508
Transaction Type	Transfer
Record Updated	Nov 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	28326 GITANO MISSION VIEJO CA 926922214, MISSION VIEJO, CA 92692-2214

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Sep 6, 2019
Property Address	28326 GITANO, MISSION VIEJO, CA 92692-2214
Document Number	0000336509
Instrument Date	May 23, 2019
Instrument	336509
Transaction Type	Transfer
Record Updated	Nov 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	28326 GITANO MISSION VIEJO CA 926922214, MISSION VIEJO, CA 92692-2214

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Mission Viejo City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,302,165 (+2%) Land $1,099,398 Building $202,767
2025	$12,894.00 (+3.89%)	$1,276,633 (+4.04%) Land $1,077,841 Building $198,792
2023	$12,411.00 (+1.94%)	$1,227,060 Land $1,035,986 Building $191,074
2022	$12,175.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA MARGARITA WATER DISTRICT serves 165,275 people · EPA ID CA3010101
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cityside Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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