28322 Gitano, Mission Viejo, CA 92692 Property Records

Orange County property record for 28322 Gitano, Mission Viejo, CA 92692

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,744 sqft · built 1978
Lot Size	0.145 acres (6,314 sqft)
Owner	2 Company Names on Record
Last Sale	$705,000 (Mar 2005)
Tax Bill	$9,860 (2025)
Deeds & Mortgages	Aug 2022 Transfer Jun 2018 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`808-611-45`

Property Details

APN / Parcel Number

Primary APN	`808-611-45`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,744 sqft Living Area
1st Floor Area	1,744 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	6,314 sqft (0.145 acres)
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	28322 GITANO
City	MISSION VIEJO
State	CA
Zip	92692-2214
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 9512 BLK LOT 43
Legal Subdivision	TRACT NO 9512
Legal Tract	9512
Legal Lot Number	43
Jurisdiction	ORANGE CA
Township / Civil Division	MISSION VIEJO
Census Block Group	2
Census Block	2001
Census Tract	32020

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	28322 GITANO, MISSION VIEJO, CA 92692-2214
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2022	Intrafamily Transfer, Transfer
Jun 12, 2018	Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU
Sep 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Oct 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage INTELLILOAN INC
May 4, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage METROPOLITAN HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2005 · Amount on Record
Deed Sale	Mar 14, 2005 · Amount on Record
Deed Document Number	2005188628
Last Transfer Date	Jul 26, 2022
Transfer Doc	0000264970
Record Updated	Oct 29, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Aug 1, 2022
Property Address	28322 GITANO, MISSION VIEJO, CA 92692-2214
Document Number	0000264970
Map Reference	MB 409 PG 28-30
Instrument Date	Jul 26, 2022
Instrument	2022000264970
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28322 GITANO, MISSION VIEJO, CA 92692-2214

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	28322 GITANO, MISSION VIEJO, CA 92692-2214
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000213115
Date	Jun 12, 2018
Instrument	2018000213115

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jul 4, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	28322 GITANO, MISSION VIEJO, CA 92692-2214
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000365074
Date	Sep 24, 2019
Instrument	2019000365074

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	28322 GITANO, MISSION VIEJO, CA 92692-2214
Document Number	0000621360
Instrument Date	Oct 26, 2020
Transaction Type	Mortgage
Record Updated	Nov 10, 2020
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	28322 GITANO MISSION VIEJO CA 926922214, MISSION VIEJO, CA 92692-2214

Mortgage

Document Number	0000621360
Date	Oct 30, 2020
Instrument	621360

Lender

Name	INTELLILOAN INC
Address	SANTA ANA, CA 92799

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2050

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	May 4, 2020
Property Address	28322 GITANO, MISSION VIEJO, CA 92692-2214
Document Number	0000200689
Map Reference	MB 409 PG 28-30
Instrument Date	Apr 29, 2020
Instrument	2020000200689
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	28322 GITANO, MISSION VIEJO, CA 92692-2214

Mortgage

Document Number	0000200690
Date	May 4, 2020
Instrument	2020000200690

Lender

Name	METROPOLITAN HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Mission Viejo City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,002,357 (+2%) Land $810,167 Building $192,190
2025	$9,860.00 (+1.71%) Homeowner's exemption	$982,703 (+10.47%) Land $794,281 Building $188,422
2024	$9,694.00 (+8.53%)
2023	$8,932.00 (+1.95%) Homeowner's exemption	$889,542 Land $763,439 Building $126,103
2022	$8,761.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA MARGARITA WATER DISTRICT serves 165,275 people · EPA ID CA3010101
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cityside Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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