28316 Gitano, Mission Viejo, CA 92692 Property Records

Orange County property record for 28316 Gitano, Mission Viejo, CA 92692

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,269 sqft · built 1978
Lot Size	0.144 acres (6,292 sqft)
Owner	2 Individual Names on Record
Last Sale	$710,000 (Jun 2015)
Tax Bill	$8,555 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Jun 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`808-611-46`

Property Details

APN / Parcel Number

Primary APN	`808-611-46`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,269 sqft Living Area
Gross Area	2,669 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	6,292 sqft (0.144 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	28316 GITANO
City	MISSION VIEJO
State	CA
Zip	92692-2214
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 9512 BLK LOT 44
Legal Subdivision	TRACT NO 9512
Legal Tract	9512
Legal Lot Number	44
Jurisdiction	ORANGE CA
Township / Civil Division	MISSION VIEJO
Census Block Group	2
Census Block	2001
Census Tract	32020

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28316 GITANO, MISSION VIEJO, CA 92692-2214
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2023	Deed of Trust, Mortgage HOMETAP EQUITY PARTNERS LLC
Jun 6, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Dec 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Mar 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2015 · Amount on Record
Deed Sale	Jun 22, 2015 · Amount on Record
Prior Sale	Jul 17, 2000 · Amount on Record
Deed Document Number	2015324050
Prior Transfer Date	Jul 16, 2003
Prior Transfer Doc	0000862807
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	28316 GITANO, MISSION VIEJO, CA 92692-2214
Transaction Type	Mortgage
Record Updated	Jan 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28316 GITANO, MISSION VIEJO, CA 92692-2214

Mortgage

Document Number	0000309157
Date	Dec 15, 2023
Instrument	2023000309157

Lender

Name	HOMETAP EQUITY PARTNERS LLC
Type	Non-Lending Institution
Address	BOSTON, MA 02116

Agreement

Amount	Amount Recorded

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	28316 GITANO, MISSION VIEJO, CA 92692-2214
Transaction Type	Mortgage
Record Updated	Jun 17, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28316 GITANO, MISSION VIEJO, CA 92692-2214

Mortgage

Document Number	0000204736
Date	Jun 6, 2022
Instrument	2022000204736

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	28316 GITANO, MISSION VIEJO, CA 92692-2214
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28316 GITANO, MISSION VIEJO, CA 92692-2214

Mortgage

Document Number	0000702047
Date	Dec 1, 2020
Instrument	2020000702047

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	28316 GITANO, MISSION VIEJO, CA 92692-2214
Document Number	0000136916
Instrument Date	Mar 24, 2017
Transaction Type	Mortgage
Record Updated	Apr 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	28316 GITANO MISSION VIEJO CA 926922214, MISSION VIEJO, CA 92692-2214

Mortgage

Document Number	0000136916
Date	Apr 5, 2017
Instrument	136916

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	RIVERSIDE, CA 92517

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Mission Viejo City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$870,373 (+2%) Land $671,962 Building $198,411
2025	$8,555.00 (+3.92%) Homeowner's exemption	$853,307 (+4.04%) Land $658,786 Building $194,521
2023	$8,232.00 (+1.96%) Homeowner's exemption	$820,173 Land $633,205 Building $186,968
2022	$8,074.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA MARGARITA WATER DISTRICT serves 165,275 people · EPA ID CA3010101
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cityside Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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