28307 Ramos Dr, Spring, TX 77386 Property Records

Montgomery County property record for 28307 Ramos Dr, Spring, TX 77386

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,738 sqft · built 2013
Lot Size	0.183 acres (7,948 sqft)
Owner	Individual Name on Record
Tax Bill	$9,606 (2025)
Deeds & Mortgages	Aug 2023 Sale Aug 2020 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`5717-00-01300`

Property Details

APN / Parcel Number

Primary APN	`5717-00-01300`
Alternative APN	`R436874`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,738 sqft Living Area
Gross Area	3,441 sqft
1st Floor Area	2,738 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	7,948 sqft (0.183 acres)
View / Lot	Primary
Garage Type	Attached
Garage Area	703 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	209 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	28307 RAMOS DR
City	SPRING
State	TX
Zip	77386-1397
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S571700 - HARMONY CREEK 01, BLOCK 1, LOT 13
Legal Subdivision	HARMONY CREEK 01
Legal Block	1
Legal Lot Number	13
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	2
Census Block	2032
Census Tract	692009

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	28307 RAMOS DR, SPRING, TX 77386-1397
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2023	Warranty Deed, Transfer PROROVIDENCE TITLE COMPANY, PROVIDENCE TITLE COMPANY
Aug 7, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Sep 28, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2023
Deed Sale	Aug 7, 2023
Prior Sale	Apr 16, 2014 · Amount on Record
Deed Document Number	202373752
Prior Transfer Date	Apr 15, 2014
Prior Transfer Doc	0000033968
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Aug 7, 2023
Property Address	28307 RAMOS DR, SPRING, TX 77386-1397
Document Number	0000073752
Map Reference	CAB Z SH 2581
Instrument Date	Aug 3, 2023
Instrument	2023073752
Transaction Type	Transfer
Record Updated	Aug 22, 2023
Title Company	PROROVIDENCE TITLE COMPANY, PROVIDENCE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3357 VERDI CIR SE, PALM BAY, FL 32909-1351

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28307 RAMOS DR, SPRING, TX 77386-1397

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	28307 RAMOS DR, SPRING, TX 77386-1397
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000084339
Date	Aug 7, 2020
Instrument	2020084339

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	357 Months
Due	May 23, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	28307 RAMOS DR, SPRING, TX 77386-1397
Document Number	0000097766
Instrument Date	Sep 28, 2018
Transaction Type	Mortgage
Record Updated	Oct 23, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28307 RAMOS DR SPRING TX 773861397, SPRING, TX 77386-1397

Mortgage

Document Number	0000097766
Date	Oct 9, 2018
Instrument	97766

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$500,527 (-1.93%) Land $38,627 Building $461,900	$500,527 (-1.93%) Land $38,627 Building $461,900
2025	$9,606.00 (-24.49%)	$510,354 (-1.34%) Land $38,627 Building $471,727	$510,354 (-1.34%) Land $38,627 Building $471,727
2024	$12,722.00 (+157.53%)	$517,262 (+29.23%) Land $38,627 Building $478,635	$517,262 (+7.12%) Land $38,627 Building $478,635
2023	$4,940.00 (-45.86%) Homeowner's exemption	$400,280 (+1%) Land $38,630 Building $444,230	$482,860 (+22.3%) Land $38,630 Building $444,230
2022	$9,124.00 Homeowner's exemption	$363,890 Land $38,630 Building $356,190	$394,820 Land $38,630 Building $356,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 271 policies
Nearby Flood Policies	271 in force
Nearby Flood Claims	7 (2017–2019)
Claims Outside the SFHA	6 of 7
Most Recent Claim	May 2019 · rainfall accumulation
Claims by Event	Hurricane Harvey, Aug 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY MUD 119 SPRING TRAILS serves 6,621 people · EPA ID TX1700773
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Fiber	1,500 / 1,500
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

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