28302 Ramos Dr, Spring, TX 77386 Property Records

Montgomery County property record for 28302 Ramos Dr, Spring, TX 77386

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,785 sqft · built 2013
Lot Size	0.194 acres (8,461 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,000 (Oct 2019)
Tax Bill	$10,208 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`5717-00-00100`

Property Details

APN / Parcel Number

Primary APN	`5717-00-00100`
Alternative APN	`R436862`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	3,785 sqft Living Area
Gross Area	4,185 sqft
1st Floor Area	2,438 sqft
2nd Floor Area	1,347 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	8,461 sqft (0.194 acres)
View / Lot	Primary
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	399 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	28302 RAMOS DR
City	SPRING
State	TX
Zip	77386-1396
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S571700 - HARMONY CREEK 01, BLOCK 1, LOT 1
Legal Subdivision	HARMONY CREEK 01
Legal Block	1
Legal Lot Number	1
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	2
Census Block	2032
Census Tract	692009

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28302 RAMOS DR, SPRING, TX 77386-1396
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2022	Deed of Trust, Mortgage · Line of Credit RANDOLPH BROOKS FCU
Dec 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Oct 10, 2019	Vendor's Lien, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2019 · Amount on Record
Deed Sale	Oct 10, 2019 · Amount on Record
Prior Sale	Apr 1, 2014 · Amount on Record
Deed Document Number	201995049
Prior Transfer Date	Sep 30, 2019
Prior Transfer Doc	0000095049
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	28302 RAMOS DR, SPRING, TX 77386-1396
Transaction Type	Mortgage
Record Updated	Feb 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010393
Date	Jan 26, 2022
Instrument	2022010393

Lender

Name	RANDOLPH BROOKS FCU
Type	Credit Union
Address	UNIVERSAL CITY, TX 78148

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	302 Months
Due	Mar 1, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	28302 RAMOS DR, SPRING, TX 77386-1396
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000140253
Date	Dec 3, 2020
Instrument	2020140253

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

October 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Oct 10, 2019
Property Address	28302 RAMOS DR, SPRING, TX 77386-1396
Document Number	0000095049
Map Reference	CAB Z SH 2581
Instrument Date	Sep 30, 2019
Instrument	2019095049
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	PROVIDENCE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28302 RAMOS DR, SPRING, TX 77386-1396

Mortgage

Document Number	0000095050
Date	Oct 10, 2019
Instrument	2019095050

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$519,760 (-3.47%) Land $41,120 Building $478,640	$519,760 (-3.75%) Land $41,120 Building $478,640
2025	$10,208.00 (+3.87%) Homeowner's exemption	$538,450 (+1%) Land $41,120 Building $498,890	$540,010 (-1.82%) Land $41,120 Building $498,890
2024	$9,828.00 (+75.53%) Homeowner's exemption	$489,500 (+1%) Land $41,120 Building $508,880	$550,000 (+23.6%) Land $41,120 Building $508,880
2023	$5,599.00 Homeowner's exemption	$445,000 Land $41,120 Building $403,880	$445,000 Land $41,120 Building $403,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 271 policies
Nearby Flood Policies	271 in force
Nearby Flood Claims	7 (2017–2019)
Claims Outside the SFHA	6 of 7
Most Recent Claim	May 2019 · rainfall accumulation
Claims by Event	Hurricane Harvey, Aug 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY MUD 119 SPRING TRAILS serves 6,621 people · EPA ID TX1700773
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Fiber	1,500 / 1,500
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

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