28303 Ramos Dr, Spring, TX 77386 Property Records

Montgomery County property record for 28303 Ramos Dr, Spring, TX 77386

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,558 sqft · built 2014
Lot Size0.208 acres (9,080 sqft)
Owner2 Individual Names on File
Last Sale$412,200 (Jul 2014)
Tax Bill$10,567 (2025)
Deeds & MortgagesMay 2022 Mortgage
Flood ZoneZone X (moderate risk)
APN5717-00-01400

Property Details

APN / Parcel Number

Primary APN5717-00-01400
Alternative APN
  • R436875

Interior

Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Stories2 Stories
Building Area3,558 sqft Living Area
Gross Area4,232 sqft
1st Floor Area2,315 sqft
2nd Floor Area1,243 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area9,080 sqft (0.208 acres)
View / LotPrimary
Garage TypeAttached
Garage Area674 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area284 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address28303 RAMOS DR
CitySPRING
StateTX
Zip77386-1397
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS571700 - HARMONY CREEK 01, BLOCK 1, LOT 14
Legal SubdivisionHARMONY CREEK 01
Legal Block1
Legal Lot Number14
JurisdictionMONTGOMERY TX
Township / Civil DivisionSOUTHEAST MONTGOMERY
Census Block Group2
Census Block2032
Census Tract692009

Owner

28303 Ramos Dr is owned and occupied by two individuals who bought it in July 2014.

Source: Montgomery County records, as of September 29, 2026

Owner of Record2 Individual Names on File
Mailing Address28303 RAMOS DR, SPRING, TX 77386-1397
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 3, 2014 · Amount on File
Deed SaleJul 3, 2014 · Amount on File
Prior SaleOct 8, 2013
Deed Document Number201463944
Prior Transfer DateJun 30, 2014
Prior Transfer Doc0000063944
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address28303 RAMOS DR, SPRING, TX 77386-1397
Transaction TypeMortgage
Record UpdatedSep 30, 2025
Title CompanyENVISION TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000058286
DateMay 6, 2022
Instrument2022058286
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 28303 Ramos Dr was $10,567 with a homeowner's exemption, up 4% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMontgomery County
Unified School DistrictConroe Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$605,077 (+8.99%) Land $42,468 Building $562,609$605,077 (+3.01%) Land $42,468 Building $562,609
2025$10,567.00 (+3.99%) Homeowner's exemption$555,160 (+1%) Land $42,468 Building $544,916$587,384 (-2.79%) Land $42,468 Building $544,916
2024$10,162.00 (+75.12%) Homeowner's exemption$504,691 (+1%) Land $42,468 Building $561,786$604,254 (+8.88%) Land $42,468 Building $561,786
2023$5,803.00 Homeowner's exemption$458,810 Land $42,470 Building $512,520$554,990 Land $42,470 Building $512,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28303 Ramos Dr in Zone X, an area of moderate flood risk, though there have been 7 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 271 policies
Nearby Flood Policies271 in force
Nearby Flood Claims7 (2017–2019)
Claims Outside the SFHA6 of 7
Most Recent ClaimMay 2019 · rainfall accumulation
Claims by Event
  • Hurricane Harvey, Aug 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28303 Ramos Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.3% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTGOMERY COUNTY MUD 119 SPRING TRAILS
serves 6,621 people · EPA ID TX1700773
Water SourceGroundwater
Last State InspectionSep 2023
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Astound Broadband
Fiber
1,500 / 1,500
Xfinity
Cable
1,200 / 35

May also be available: T-Mobile, Verizon.

Nearby Properties on Ramos Dr

Nearby Streets

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