28302 Ryans Ridge Ln, Spring, TX 77386 Property Records

Montgomery County property record for 28302 Ryans Ridge Ln, Spring, TX 77386

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,452 sqft · built 2006
Lot Size0.225 acres (9,782 sqft)
OwnerIndividual Name on Record
Tax Bill$11,164 (2025)
Deeds & MortgagesApr 2021 Mortgage
Jan 2018 Mortgage
Flood ZoneZone X (moderate risk)
APN9014-07-00200

Property Details

APN / Parcel Number

Primary APN9014-07-00200
Alternative APN
  • R348759

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures15 Plumbing Fixtures
Stories2 Stories
Building Area3,452 sqft Living Area
Gross Area3,990 sqft
1st Floor Area2,162 sqft
2nd Floor Area1,290 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area9,782 sqft (0.225 acres)
View / LotPrimary
Garage TypeAttached
Garage Area538 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area621 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address28302 RYANS RIDGE LN
CitySPRING
StateTX
Zip77386-3178
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS901407 - SPRING TRAILS 07, BLOCK 1, LOT 2
Legal SubdivisionSPRING TRAILS 07
Legal Block1
Legal Lot Number2
JurisdictionMONTGOMERY TX
Township / Civil DivisionSOUTHEAST MONTGOMERY
Census Block Group1
Census Block1008
Census Tract692009

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address28302 RYANS RIDGE LN, SPRING, TX 77386-3178
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2021Vendor's Lien, Transfer · Conventional Mortgage
SECURE FINANCIAL SERVICES INC
Jan 31, 2018Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 1, 2024
Deed SaleJul 1, 2024
Prior SaleApr 21, 2021 · Amount on Record
Deed Document Number202464421
Prior Transfer DateApr 20, 2021
Prior Transfer Doc0000052763
Record UpdatedOct 29, 2026

April 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMONTGOMERY TX
Recording DateApr 21, 2021
Property Address28302 RYANS RIDGE LN, SPRING, TX 77386-3178
Document Number0000052763
Map ReferenceCAB Y SH 31&32
Instrument DateApr 20, 2021
Instrument2021052763
Transaction TypeTransfer
Record UpdatedSep 28, 2021
Title CompanyTEXAS AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address28302 RYANS RIDGE LN, SPRING, TX 77386-3178

Mortgage

Document Number0000052764
DateApr 21, 2021
Instrument2021052764
Lender
NameSECURE FINANCIAL SERVICES INC
TypeFunding / Finance Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY TX
Recording DateJan 31, 2018
Property Address28302 RYANS RIDGE LN, SPRING, TX 77386-3178
Document Number0000008313
Map ReferenceCAB Y SH31
Instrument DateJan 30, 2018
Instrument2018008313
Transaction TypeTransfer
Record UpdatedSep 28, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address28302 RYANS RIDGE LN, SPRING, TX 77386-3178

Mortgage

Document Number0000008314
DateJan 31, 2018
Instrument2018008314
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2048

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMontgomery County
Unified School DistrictConroe Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$492,174 (-1.53%) Land $39,128 Building $453,046$492,174 (-1.53%) Land $39,128 Building $453,046
2025$11,164.00 (+8.1%)$499,835 (-4.67%) Land $39,128 Building $460,707$499,835 (-4.67%) Land $39,128 Building $460,707
2024$10,327.00 (+66.78%) Homeowner's exemption$524,310 (+8.06%) Land $39,128 Building $485,182$524,310 (+3.46%) Land $39,128 Building $485,182
2023$6,192.00 Homeowner's exemption$485,210 Land $39,130 Building $467,640$506,770 Land $39,130 Building $467,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 373 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies373 in force
Nearby Flood Claims5 (2017)
Claims Outside the SFHA5 of 5
Most Recent ClaimAug 2017 · Hurricane Harvey
Claims by Event
  • Hurricane Harvey, Aug 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTGOMERY COUNTY MUD 94
serves 5,184 people · EPA ID TX1700716
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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