Montgomery County property record for 28306 Ryans Ridge Ln, Spring, TX 77386
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,080 sqft · built 2006 |
| Lot Size | 0.178 acres (7,749 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $367,488 (Jul 2026) |
| Tax Bill | $6,046 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jun 2021 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 9014-07-00100 |
| Primary APN | 9014-07-00100 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,080 sqft Living Area |
| Gross Area | 2,479 sqft |
| 1st Floor Area | 2,080 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Conventional |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 7,749 sqft (0.178 acres) |
| View / Lot | Primary |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 609 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 28306 RYANS RIDGE LN |
|---|---|
| City | SPRING |
| State | TX |
| Zip | 77386-3178 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S901407 - SPRING TRAILS 07, BLOCK 1, LOT 1 |
| Legal Subdivision | SPRING TRAILS 07 |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | MONTGOMERY TX |
| Township / Civil Division | SOUTHEAST MONTGOMERY |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 692009 |
Source: Montgomery County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 28306 RYANS RIDGE LN, SPRING, TX 77386-3178 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Jul 16, 2026 | Deed, Transfer · Conventional Mortgage COMMUNITY MORTGAGE |
| Jun 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC |
| Oct 7, 2020 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Dec 22, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 16, 2026 · Amount on Record |
| Deed Sale | Jul 16, 2026 · Amount on Record |
| Prior Sale | Mar 7, 2013 · Amount on Record |
| Deed Document Number | 202675957 |
| Prior Transfer Date | Jun 17, 2020 |
| Prior Transfer Doc | 0000149241 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | Jul 16, 2026 |
| Property Address | 28306 RYANS RIDGE LN, SPRING, TX 77386-3178 |
| Document Number | 0000075957 |
| Instrument Date | Jul 13, 2026 |
| Instrument | 202675957 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | CAPITAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 28306 RYANS RIDGE LN, SPRING, TX 77386-3178 |
| Document Number | 0000075958, |
|---|---|
| Date | Jul 16, 2026 |
| Instrument | 202675958 |
| Name | COMMUNITY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Property Address | 28306 RYANS RIDGE LN, SPRING, TX 77386-3178 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2021 |
| Title Company | GREAT AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000083571 |
|---|---|
| Date | Jun 17, 2021 |
| Instrument | 2021083571 |
| Name | CHERRY CREEK MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | ENGLEWOOD, CO 80111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Property Address | 28306 RYANS RIDGE LN, SPRING, TX 77386-3178 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 28306 RYANS RIDGE LN, SPRING, TX 77386-3178 |
| Document Number | 0000113141 |
|---|---|
| Date | Oct 7, 2020 |
| Instrument | 2020113141 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 269 Months |
| Due | Mar 1, 2043 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | Dec 22, 2020 |
| Property Address | 28306 RYANS RIDGE LN, SPRING, TX 77386-3178 |
| Document Number | 0000149241 |
| Instrument Date | Jun 17, 2020 |
| Instrument | 149241 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2306 RYANS RIDGE LN SPRING TX 77386, SPRING, TX 77386 |
Source: Montgomery County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Montgomery County |
| Unified School District | Conroe Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $346,210 (+0.02%) Land $30,996 Building $315,214 | $346,210 (+0.02%) Land $30,996 Building $315,214 | |
| 2025 | $6,046.00 (-0.95%) Homeowner's exemption | $346,131 (+5.54%) Land $30,996 Building $315,135 | $346,131 (-6.83%) Land $30,996 Building $315,135 |
| 2024 | $6,104.00 (+77.75%) Homeowner's exemption | $327,976 (+1%) Land $30,996 Building $340,494 | $371,490 (+1.57%) Land $30,996 Building $340,494 |
| 2023 | $3,434.00 Homeowner's exemption | $298,160 Land $31,000 Building $334,740 | $365,740 Land $31,000 Building $334,740 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 373 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 373 in force |
| Nearby Flood Claims | 5 (2017) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Aug 2017 · Hurricane Harvey |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 87% of Texas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY MUD 94 serves 5,184 people · EPA ID TX1700716 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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