28215 Ryans Ridge Ln, Spring, TX 77386 Property Records

Montgomery County property record for 28215 Ryans Ridge Ln, Spring, TX 77386

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,738 sqft · built 2006
Lot Size0.187 acres (8,144 sqft)
Owner2 Individual Names on Record
Last Sale$237,900 (May 2019)
Tax Bill$4,640 (2025)
Deeds & MortgagesMay 2020 Mortgage
May 2019 Mortgage
Flood ZoneZone X (moderate risk)
APN9014-07-02300

Property Details

APN / Parcel Number

Primary APN9014-07-02300
Alternative APN
  • R348780

Interior

Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Stories2 Stories
Building Area2,738 sqft Living Area
Gross Area3,210 sqft
1st Floor Area2,316 sqft
2nd Floor Area422 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleConventional
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area8,144 sqft (0.187 acres)
View / LotPrimary
Garage TypeAttached
Garage Area472 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area485 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address28215 RYANS RIDGE LN
CitySPRING
StateTX
Zip77386-3177
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS901407 - SPRING TRAILS 07, BLOCK 1, LOT 23
Legal SubdivisionSPRING TRAILS 07
Legal Block1
Legal Lot Number23
JurisdictionMONTGOMERY TX
Township / Civil DivisionSOUTHEAST MONTGOMERY
Census Block Group1
Census Block1008
Census Tract692009

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address28215 RYANS RIDGE LN, SPRING, TX 77386-3177
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 14, 2020Deed of Trust, Mortgage · VA Mortgage
NBKC BK
May 22, 2019Vendor's Lien, Transfer · VA Mortgage
NATIONAL BANK OF KANSAS CITY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 22, 2019 · Amount on Record
Deed SaleMay 22, 2019 · Amount on Record
Prior SaleMay 27, 2014 · Amount on Record
Deed Document Number201943363
Prior Transfer DateMay 17, 2019
Prior Transfer Doc0000043363
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address28215 RYANS RIDGE LN, SPRING, TX 77386-3177
Document Number0000047989
Instrument DateMay 14, 2020
Transaction TypeMortgage
Record UpdatedJul 14, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address28215 RYANS RIDGE LN SPRING TX 773863177, SPRING, TX 77386-3177

Mortgage

Document Number0000047989
DateMay 22, 2020
Instrument47989
Lender
NameNBKC BK
AddressKANSAS CITY, MO 64114
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 21, 2050

May 2019: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMONTGOMERY TX
Recording DateMay 22, 2019
Property Address28215 RYANS RIDGE LN, SPRING, TX 77386-3177
Document Number0000043363
Map ReferenceCAB Y SH 31&32
Instrument DateMay 17, 2019
Instrument2019043363
Transaction TypeTransfer
Record UpdatedDec 13, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address28215 RYANS RIDGE LN, SPRING, TX 77386-3177

Mortgage

Document Number0000043364
DateMay 22, 2019
Instrument2019043364
Lender
NameNATIONAL BANK OF KANSAS CITY
TypeBank
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMontgomery County
Unified School DistrictConroe Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$360,000 (-) Land $32,576 Building $327,424$360,000 (-) Land $32,576 Building $327,424
2025$4,640.00 (-16.41%) Homeowner's exemption Senior Citizen's exemption$360,000 (+0.18%) Land $32,576 Building $327,424$360,000 (-17.49%) Land $32,576 Building $327,424
2024$5,551.00 (+79.94%) Homeowner's exemption Senior Citizen's exemption$359,370 (+1%) Land $32,576 Building $403,733$436,309 (+2.39%) Land $32,576 Building $403,733
2023$3,085.00 Homeowner's exemption$326,700 Land $32,580 Building $393,540$426,120 Land $32,580 Building $393,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 373 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies373 in force
Nearby Flood Claims5 (2017)
Claims Outside the SFHA5 of 5
Most Recent ClaimAug 2017 · Hurricane Harvey
Claims by Event
  • Hurricane Harvey, Aug 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTGOMERY COUNTY MUD 94
serves 5,184 people · EPA ID TX1700716
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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