176 Ridge Rd, Troy, MO 63379 Property Records

Lincoln County property record for 176 Ridge Rd, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,380 sqft · built 2001
Lot Size	0.232 acres (10,106 sqft)
Owner	Individual Name on File
Tax Bill	$2,040 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`14-50-22-000-000-003.007`

Property Details

APN / Parcel Number

Primary APN	`14-50-22-000-000-003.007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,380 sqft Living Area
Basement Area	1,380 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,106 sqft (0.232 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	176 RIDGE RD
City	TROY
State	MO
Zip	63379-5436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.232 AC TRACT IN THE N PT OF THE SWNE OF SEC 22, SURVEY B1/38 & N1/14
Legal Range	01E
Legal Township	49
Legal Section	22
Jurisdiction	LINCOLN MO
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3013
Census Tract	810309

Owner

Source: Lincoln County records · APN 14-50-22-000-000-003.007

Assessment roll updated June 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	176 RIDGE RD, TROY, MO 63379-5436
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 11, 2013
Deed Sale	Sep 11, 2013
Prior Sale	Sep 11, 2013
Deed Document Number	2328/0393
Deed Book / Page	2328 / 0393
Last Transfer Date	Mar 01, 2021
Transfer Doc	002460/172
Record Updated	Jun 08, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN MO
Recording Date	Mar 01, 2021
Property Address	176 RIDGE RD, TROY, MO 63379-5436
Document Number	002460/172
Book / Page	2460 / 172
Instrument Date	Feb 18, 2021
Instrument	2021002673
Transaction Type	Transfer
Record Updated	Sep 26, 2023
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 RIDGE RD, TROY, MO 63379-5436

Mortgage

Document Number	2021002674
Date	Mar 01, 2021
Instrument	2021002674

Lender

Name	BANK OF OLD MONROE
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated June 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,040.00 (+7.09%)	$33,375 (+8.54%) Land $3,990 Building $29,385	$175,660 (+8.55%) Land $21,000 Building $154,660
2023	$1,905.00 (+4.84%)	$30,748 Land $3,253 Building $27,495	$161,830 Land $17,120 Building $144,710
2022	$1,817.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lincoln County (29113C), updated October 5, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 47 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
SysTec Wireless Communications Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	LINCOLN COUNTY PWSD 1 serves 14,000 people
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.