2816 Cairncross Ter, Silver Spring, MD 20906 Property Records

Montgomery County property record for 2816 Cairncross Ter, Silver Spring, MD 20906

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,254 sqft · built 1987
Lot Size	0.317 acres (13,792 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Aug 2019)
Tax Bill	$7,378 (2025)
Deeds & Mortgages	Aug 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`13-02540483`

Property Details

APN / Parcel Number

Primary APN	`13-02540483`
Alternative APN	`02540483`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,254 sqft Living Area
Gross Area	2,992 sqft
1st Floor Area	1,518 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Bi-Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	13,792 sqft (0.317 acres)
Garage Type	Attached
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal

Location & Zoning

Account Number	02540483
Street Address	2816 CAIRNCROSS TER
City	SILVER SPRING
State	MD
Zip	20906-1809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R200
Legal Description	HOMECREST
Legal Subdivision	WALLACES SUB
Legal Block	1
Legal Lot Number	51
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	1
Census Block	1000
Census Tract	703220

Owner

Source: Montgomery County records · APN 13-02540483

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2816 CAIRNCROSS TER, SILVER SPRING, MD 20906-1809
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 29, 2019 · Amount on Record
Deed Sale	Aug 29, 2019 · Amount on Record
Prior Sale	May 04, 2009 · Amount on Record
Deed Book / Page	58083 / 437
Record Updated	Sep 20, 2026

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Aug 29, 2019
Property Address	2816 CAIRNCROSS TER, SILVER SPRING, MD 20906-1809
Document Number	0580830437
Book / Page	058083 / 000437
Instrument Date	Aug 07, 2019
Transaction Type	Transfer
Record Updated	Sep 13, 2019
Title Company	PARAGON TITLE INSURANCE COMPANY, PARAGON TITLE AND ESCROW CO

Transaction

Amount	Amount Recorded
Tax	$500.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2816 CAIRNCROSS TER SILVER SPRING MD 209061809, SILVER SPRING, MD 20906-1809

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$652,667 (+2.9%)	$689,400 (+8.69%) Land $168,800 Building $520,600
2025	$7,378.00 (+41.5%)	$634,300 (+19.15%) Land $168,800 Building $465,500	$634,300 (-) Land $168,800 Building $465,500
2023		$532,367	$634,300 Land $168,800 Building $465,500
2022	$5,214.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), as of April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 283 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MD0150005, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.