2824 E 98th St, Carmel (Indianapolis), IN 46280 Property Records

Hamilton County property record for 2824 E 98th St, Carmel, IN 46280 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,659 sqft · built 1971
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,684 (2024)
Deeds & Mortgages	Mar 2019 Mortgage Mar 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`29-14-07-405-007.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-14-07-405-007.000-018`
Alternative APN	`1714070405007000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,659 sqft Living Area
1st Floor Area	1,659 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Architectural Style	Other
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	23,087 sqft (0.53 acres)
Lot Dimensions	235 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1714070405007000
Street Address	2824 E 98TH ST
City	CARMEL
State	IN
Zip	46280-1927
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 7, TOWNSHIP 17, RANGE 4, LAKEWOOD GARDENS, SECTION 2, LOT 60, IRREGULAR SHAPE
Legal Range	04
Legal Township	17
Legal Section	07
Legal Subdivision	CLAY LAKEWOOD GD
Legal Block	2
Legal Lot Number	60
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2010
Census Tract	111101

Owner

Source: Hamilton County records · APN 29-14-07-405-007.000-018

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2824 E 98TH ST, CARMEL, IN 46280-1927
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2019	Deed of Trust, Mortgage · Commercial Mortgage STAR FINANCIAL BANK
Mar 28, 2019	Deed of Trust, Mortgage · Commercial Mortgage STAR FINANCIAL BANK
Jun 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage STAR FINANCIAL BANK
Jun 22, 2020	Loan Modification, Mortgage STAR FIN'L
Jun 20, 2017	Deed of Trust, Mortgage STAR FIN'L

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	2824 E 98TH ST, CARMEL, IN 46280-1927
Transaction Type	Mortgage
Record Updated	Oct 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019009987
Date	Mar 21, 2019
Instrument	2019009987

Lender

Name	STAR FINANCIAL BANK
Type	Bank
Address	FORT WAYNE, IN 46868

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	117 Months
Due	Dec 04, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	2824 E 98TH ST, CARMEL, IN 46280-1927
Transaction Type	Mortgage
Record Updated	Oct 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019011189
Date	Mar 28, 2019
Instrument	2019011189

Lender

Name	STAR FINANCIAL BANK
Type	Bank
Address	FORT WAYNE, IN 46858

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	117 Months
Due	Dec 04, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	2824 E 98TH ST, CARMEL, IN 46280-1927
Transaction Type	Mortgage
Record Updated	Oct 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020040177
Date	Jun 26, 2020
Instrument	2020040177

Lender

Name	STAR FINANCIAL BANK
Type	Bank
Address	FORT WAYNE, IN 46809

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	85 Months
Due	Jul 01, 2027

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON IN
Property Address	2824 E 98TH ST, CARMEL, IN 46280-1927
Document Number	0000040178
Instrument Date	Jun 22, 2020
Transaction Type	Mortgage
Record Updated	Aug 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2824 E 98TH ST INDIANAPOLIS IN 462801927, INDIANAPOLIS, IN 46280-1927

Mortgage

Document Number	0000040178
Date	Jun 26, 2020
Instrument	40178

Lender

Name	STAR FIN'L
Type	Funding / Finance Company
Address	FORT WAYNE, IN 46858-1409

Agreement

Amount	Amount Recorded

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	2824 E 98TH ST, CARMEL, IN 46280-1927
Document Number	0000029514
Instrument Date	Jun 20, 2017
Transaction Type	Mortgage
Record Updated	Jul 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2824 E 98TH ST INDIANAPOLIS IN 462801927, INDIANAPOLIS, IN 46280-1927

Mortgage

Document Number	0000029514
Date	Jun 26, 2017
Instrument	29514

Lender

Name	STAR FIN'L
Type	Funding / Finance Company
Address	FORT WAYNE, IN 46809

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jun 25, 2027

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$283,200 (+7.68%) Land $107,300 Building $175,900	$283,200 (+7.68%) Land $107,300 Building $175,900
2024	$2,684.00 (-1.83%)	$263,000 (-4.05%) Land $107,300 Building $155,700	$263,000 (-4.05%) Land $107,300 Building $155,700
2023	$2,734.00 (+17.44%)	$274,100 (+22.75%) Land $107,300 Building $166,800	$274,100 (+22.75%) Land $107,300 Building $166,800
2022	$2,328.00	$223,300 Land $81,000 Building $142,300	$223,300 Land $81,000 Building $142,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (18057C), updated October 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 180571111012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 191 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T, Xfinity, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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