2812 E 98th St, Carmel (Indianapolis), IN 46280 Property Records

Hamilton County property record for 2812 E 98th St, Carmel, IN 46280

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,180 sqft · built 1973
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Last Sale	$204,000 (Feb 2017)
Tax Bill	$3,246 (2024)
Deeds & Mortgages	Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-14-07-405-009.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-14-07-405-009.000-018`
Alternative APN	`1714070405009000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,180 sqft Living Area
1st Floor Area	1,800 sqft
Basement Area	1,424 sqft
Finished Basement	420 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	209 ft deep x 101 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1714070405009000
Street Address	2812 E 98TH ST
City	CARMEL
State	IN
Zip	46280-1927
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 7, TOWNSHIP 17, RANGE 4, LAKEWOOD GARDENS, SECTION 2, LOT 62
Legal Range	04
Legal Township	17
Legal Section	07
Legal Subdivision	LAKEWOOD GARDENS SECTION TWO
Legal Block	2
Legal Lot Number	62
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2010
Census Tract	111101

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2812 E 98TH ST, CARMEL, IN 46280-1927
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2017 · Amount on Record
Deed Sale	Feb 1, 2017 · Amount on Record
Prior Sale	Aug 23, 2007
Deed Document Number	2017004776
Prior Transfer Date	Jan 31, 2017
Prior Transfer Doc	0000004776
Record Updated	Jun 8, 2026

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jan 31, 2017
Property Address	2812 E 98TH ST, CARMEL, IN 46280-1927
Document Number	0000004776
Instrument Date	Jan 30, 2017
Instrument	4776
Transaction Type	Transfer
Record Updated	Dec 11, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2812 E 98TH ST INDIANAPOLIS IN 462801927, INDIANAPOLIS, IN 46280-1927

Mortgage

Document Number	4777
Date	Jan 31, 2017
Instrument	4777

Lender

Name	CENTIER BK
Type	Bank
Address	MERRILLVILLE, IN 46410

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$334,200 (-1.47%) Land $103,800 Building $230,400	$334,200 (-1.47%) Land $103,800 Building $230,400
2024	$3,246.00 (-7.99%)
2023	$3,528.00 (+15.14%)	$339,200 (+22.06%) Land $103,800 Building $235,400	$339,200 (+22.06%) Land $103,800 Building $235,400
2022	$3,064.00	$277,900 Land $77,600 Building $200,300	$277,900 Land $77,600 Building $200,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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