2820 E 98th St, Carmel (Indianapolis), IN 46280 Property Records

Hamilton County property record for 2820 E 98th St, Carmel, IN 46280 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,673 sqft · built 1969
Lot Size	0.5 acres (21,780 sqft)
Owner	Company Name on File
Tax Bill	$5,367 (2024)
Deeds & Mortgages	May 2022 Mortgage Dec 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-14-07-405-008.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-14-07-405-008.000-018`
Alternative APN	`1714070405008000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,673 sqft Living Area
Gross Area	2,597 sqft
1st Floor Area	1,673 sqft
Family Room	Family Room

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Brick
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	224 ft deep x 101 ft wide
Garage Type	Attached
Garage Area	924 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	2820 E 98TH ST
City	CARMEL
State	IN
Zip	46280-1927
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 7, TOWNSHIP 17, RANGE 4, LAKEWOOD GARDENS, SECTION 2, LOT 61
Legal Range	04
Legal Township	17
Legal Section	07
Legal Subdivision	LAKEWOOD GARDENS SECTION 2
Legal Lot Number	61
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2010
Census Tract	111101

Owner

Source: Hamilton County records · APN 29-14-07-405-008.000-018

Assessment roll updated March 16, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	2820 E 98TH ST, CARMEL, IN 46280-1927
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
May 17, 2022	Deed of Trust, Mortgage · FHA Mortgage COMMUNITY LOAN SERVICING LLC
Dec 20, 2022	Quit Claim Deed, Transfer Quitclaim
May 20, 2022	Warranty Deed, Transfer · Conventional Mortgage MJW FINANCIAL LLC
Apr 03, 2018	Warranty Deed, Transfer · FHA Mortgage MERCHANTS BANK OF INDIANA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 20, 2022
Deed Sale	Dec 20, 2022
Prior Sale	May 20, 2022 · Amount on Record
Deed Document Number	202259312
Prior Transfer Date	Dec 19, 2022
Prior Transfer Doc	0000059312
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	2820 E 98TH ST, CARMEL, IN 46280-1927
Transaction Type	Mortgage
Record Updated	Mar 05, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2820 E 98TH ST, CARMEL, IN 46280-1927

Mortgage

Document Number	0000024570
Date	May 17, 2022
Instrument	2022024570

Lender

Name	COMMUNITY LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 01, 2052

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON IN
Recording Date	Dec 20, 2022
Property Address	2820 E 98TH ST, CARMEL, IN 46280-1927
Document Number	0000059312
Map Reference	MB 2 PG 206
Instrument Date	Dec 16, 2022
Instrument	2022059312
Transaction Type	Transfer
Record Updated	Mar 05, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2820 E 98TH ST, CARMEL, IN 46280-1927

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	May 20, 2022
Property Address	2820 E 98TH ST, CARMEL, IN 46280-1927
Document Number	0000025157
Map Reference	M 2 PG 206
Instrument Date	May 16, 2022
Instrument	2022025157
Transaction Type	Transfer
Record Updated	Mar 05, 2026
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2820 E 98TH ST, CARMEL, IN 46280-1927

Mortgage

Document Number	0000025158
Date	May 20, 2022
Instrument	2022025158

Lender

Name	MJW FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Apr 03, 2018
Property Address	2820 E 98TH ST, CARMEL, IN 46280-1927
Document Number	2018013999
Map Reference	MB2 PG206
Instrument Date	Mar 23, 2018
Instrument	2018013999
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2820 E 98TH ST, CARMEL, IN 46280-1927

Mortgage

Document Number	2018014000
Date	Apr 03, 2018
Instrument	2018014000

Lender

Name	MERCHANTS BANK OF INDIANA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2048

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 16, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$291,600 (+4.07%) Land $106,100 Building $185,500	$291,600 (+4.07%) Land $106,100 Building $185,500
2024	$5,367.00 (-4.98%)
2023	$5,648.00 (+127.01%)	$280,200 (+21.51%) Land $106,100 Building $174,100	$280,200 (+21.51%) Land $106,100 Building $174,100
2022	$2,488.00	$230,600 Land $80,100 Building $150,500	$230,600 Land $80,100 Building $150,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (18057C), updated October 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 180571111012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 191 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T, Xfinity, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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