28233 Arrowhead Cir, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 28233 Arrowhead Cir, Punta Gorda, FL 33982

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,758 sqft · built 2018
Lot Size	0.152 acres (6,624 sqft)
Owner	Individual Name on Record
Last Sale	$415,000 (Aug 2022)
Tax Bill	$3,908 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Mar 2019 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`40-23-35-302-019`

Property Details

APN / Parcel Number

Primary APN	`40-23-35-302-019`
Alternative APNs	`0071355-010400-8` `10004625257`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,758 sqft Living Area
Gross Area	2,283 sqft
Flooring	Covered

Exterior

Year Built	Built 2018
Exterior Material	Composition/Composite
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	6,624 sqft (0.152 acres)
Garage Area	400 sqft
Driveway	Driveway
Driveway Area	544 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	125 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	10004625257
Old Parcel Number	00713550104008
Street Address	28233 ARROWHEAD CIR
City	PUNTA GORDA
State	FL
Zip	33982-4808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CG
Legal Description	CAL 000 0000 0083 CALUSA CREEK LT83 3329/1957 4266/1726 4420/2114 5030/656
Legal Range	23E
Legal Township	40S
Legal Section	35
Legal Subdivision	CALUSA CREEK
Legal Lot Number	83
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	4
Census Block	4040
Census Tract	10200

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	28233 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4808
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2022	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Mar 29, 2019	Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD
Dec 22, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2022 · Amount on Record
Deed Sale	Aug 5, 2022 · Amount on Record
Prior Sale	Mar 29, 2019 · Amount on Record
Deed Document Number	3136725
Deed Book / Page	5030 / 656
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Aug 5, 2022
Property Address	28233 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4808
Document Number	0050300656
Book / Page	5030 / 656
Map Reference	MB 20 PG 3,3A-3K
Instrument Date	Aug 5, 2022
Instrument	3136725
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	SUNCOAST ONE TTL & CLOSINGS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,975.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	407 BLUEBUFF RD, KING OF PRUSSIA, PA 19406-3007

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2511 RIO PALERMO CT, PUNTA GORDA, FL 33950-6319

Mortgage

Document Number	0050300658
Date	Aug 5, 2022
Book Page	5030/658
Instrument	3136726

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

March 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Mar 29, 2019
Property Address	28233 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4808
Document Number	0044202114
Book / Page	4420 / 2114
Map Reference	MB 20 PG 3&3A-3K
Instrument Date	Mar 28, 2019
Instrument	2695780
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 7, 2022
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,428.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10541 BEN C PRATT 6 MILE CYPRESS PKWY # 100, 10541, FORT MYERS, FL 33966

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 BLUEBUFF RD, KING OF PRUSSIA, PA 19406-3007

Mortgage

Document Number	0002695781
Date	Mar 29, 2019
Instrument	2695781

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Dec 22, 2017
Property Address	28233 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4808
Document Number	0042661726
Book / Page	004266 / 001726
Instrument Date	Dec 21, 2017
Instrument	2574964
Transaction Type	Transfer
Record Updated	Jan 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$21,934.50
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10514 BEN C PRATT/SIX MILE CYP FORT MYERS FL 33966, FORT MYERS, FL 33966

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,908.00 (-17.95%) Homeowner's exemption	$299,081 (-2.57%)	$324,409 (+4.97%) Land $36,400 Building $288,009
2023	$4,763.00 (+13.03%) Homeowner's exemption	$306,962 (+13.01%)	$309,050 (+13.78%) Land $33,400 Building $275,650
2022	$4,214.00	$271,622 Land $22,440 Building $249,182	$271,622 Land $22,440 Building $249,182

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 39 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	69 units insured incl. 30 condo units
Nearby Flood Claims	6 (2010–2022)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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