1. Home
  2. Florida
  3. Charlotte County
  4. Punta Gorda
  5. Arrowhead Cir

28203 Arrowhead Cir, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 28203 Arrowhead Cir, Punta Gorda, FL 33982

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,862 sqft · built 2007
Lot Size0.165 acres (7,191 sqft)
OwnerTrust Name on File
Last Sale$280,000 (Dec 2018)
Tax Bill$1,227 (2025)
Deeds & MortgagesMay 2020 Transfer
Aug 2019 Line of Credit
+ 1 more
Flood ZoneZone AE (high risk)
APN402335302024

Property Details

APN / Parcel Number

Primary APN402335302024
Alternative APNs
  • 00713550099008
  • 10004625262

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,862 sqft Living Area
Gross Area3,482 sqft

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,191 sqft (0.165 acres)
View / LotWaterfront
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area180 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number00713550099008
Street Address28203 ARROWHEAD CIR
CityPUNTA GORDA
StateFL
Zip33982-4808
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMF12
Legal DescriptionCALUSA CREEK LT78 3243/1891 3243/1913 3757/91 4576/1273 UNREC DC-SFD
Legal Range23E
Legal Township40S
Legal Section35
Legal SubdivisionCALUSA CREEK
Legal TractCAL
Legal Lot Number78
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group4
Census Block4040
Census Tract10200

Owner

28203 Arrowhead Cir is owner-occupied and held in a trust since May 2020.

Source: Charlotte County records, as of November 19, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordTrust Name on File
Mailing Address28203 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4808
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
May 19, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Aug 16, 2019Deed of Trust, Mortgage · Line of Credit
SYNOVUS BK
Dec 3, 2018Warranty Deed, Transfer
STEWART TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 3, 2018 · Amount on File
Deed SaleDec 3, 2018 · Amount on File
Prior SaleApr 18, 2013 · Amount on File
Deed Document Number20182665849
Deed Book / Page4384 / 704
Last Transfer DateMay 7, 2020
Transfer Doc0045761273
Record UpdatedJun 8, 2026

May 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHARLOTTE FL
Recording DateMay 19, 2020
Property Address28203 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4808
Document Number0045761273
Book / Page004576 / 001273
Instrument DateMay 7, 2020
Instrument2812551
Transaction TypeTransfer
Record UpdatedJul 17, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address28203 ARROWHEAD CIR PUNTA GORDA FL 339824808, PUNTA GORDA, FL 33982-4808

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address28203 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4808
Document Number0044781005
Instrument DateAug 16, 2019
Transaction TypeMortgage
Record UpdatedSep 18, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address28203 ARROWHEAD CIR PUNTA GORDA FL 339824808, PUNTA GORDA, FL 33982-4808

Mortgage

Document Number0044781005
DateSep 3, 2019
Book Page004478/001005
Instrument2740295
Lender
NameSYNOVUS BK
TypeBank
AddressCOLUMBUS, GA 31901
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateDec 3, 2018
Property Address28203 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4808
Document Number0043840704
Book / Page004384 / 000704
Instrument DateNov 19, 2018
Instrument2665849
Transaction TypeTransfer
Record UpdatedDec 20, 2018
Title CompanySTEWART TITLE

Transaction

AmountAmount on Record
Tax$1,960.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address28203 ARROWHEAD CIR PUNTA GORDA FL 339824808, PUNTA GORDA, FL 33982-4808

Tax Assessment & Valuation

The 2025 property tax bill for 28203 Arrowhead Cir was $1,227 with exemptions applied, down 30.3% from the year before.

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,227.00 (-30.32%) Homeowner's exemption Senior Citizen's exemption Widower's exemption$146,403$348,485 Land $30,941 Building $317,544
2024$1,761.00 (+45.3%)
2023$1,212.00 (-28.41%) Homeowner's exemption Widower's exemption$106,738 (-20.41%)$349,332 (+21.39%) Land $33,401 Building $315,931
2022$1,693.00 Homeowner's exemption$134,110$287,766 Land $22,441 Building $265,325

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 28203 Arrowhead Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 39 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies69 units insured
incl. 30 condo units
Nearby Flood Claims6 (2010–2022)
Claims Outside the SFHA6 of 6
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28203 Arrowhead Cir is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.06% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PUNTA GORDA
serves 36,302 people · EPA ID FL6080051
Water SourceSurface water
Last State InspectionDec 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

Nearby Properties on Arrowhead Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures