Charlotte County property record for 28209 Arrowhead Cir, Punta Gorda, FL 33982
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,918 sqft · built 2008 |
| Lot Size | 0.166 acres (7,209 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $220,000 (May 2018) |
| Tax Bill | $2,454 (2025) |
| Deeds & Mortgages | May 2018 Sale May 2018 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 402335302023 |
| Primary APN | 402335302023 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,918 sqft Living Area |
| Gross Area | 2,509 sqft |
| 1st Floor Area | 1,918 sqft |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,209 sqft (0.166 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 418 sqft |
| Driveway | Driveway |
| Driveway Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed/Screened Porch |
| Porch Area | 173 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 00713550100008 |
|---|---|
| Street Address | 28209 ARROWHEAD CIR |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-4808 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMF12 |
| Legal Description | CALUSA CREEK LT79 3255/661 3384/1811 4320/2183 4320/2184 |
| Legal Range | 23E |
| Legal Township | 40S |
| Legal Section | 35 |
| Legal Subdivision | CALUSA CREEK |
| Legal Tract | CAL |
| Legal Lot Number | 79 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 4 |
| Census Block | 4040 |
| Census Tract | 10200 |
28209 Arrowhead Cir is owned and occupied by two individuals who bought it in May 2018.
Source: Charlotte County records, as of November 19, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28209 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4808 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 30, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| May 30, 2018 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 30, 2018 · Amount on File |
| Deed Sale | May 30, 2018 · Amount on File |
| Prior Sale | Jan 30, 2008 · Amount on File |
| Deed Document Number | 20182616781 |
| Deed Book / Page | 4320 / 2183 |
| Prior Transfer Date | May 1, 2009 |
| Prior Transfer Doc | 0033841811 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | May 30, 2018 |
| Property Address | 28209 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4808 |
| Document Number | 0043202184 |
| Book / Page | 004320 / 002184 |
| Instrument Date | May 25, 2018 |
| Instrument | 2616782 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 28209 ARROWBEAD CIR PUNTA GORDA FL 33982, PUNTA GORDA, FL 33982 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | May 30, 2018 |
| Property Address | 28209 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4808 |
| Document Number | 0043202183 |
| Book / Page | 004320 / 002183 |
| Instrument Date | May 22, 2018 |
| Instrument | 2616781 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,540.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 28209 ARROWHEAD CIR PUNTA GORDA FL 339824808, PUNTA GORDA, FL 33982-4808 |
| Document Number | 43210001 |
|---|---|
| Date | May 30, 2018 |
| Book Page | 004321/000001 |
| Instrument | 2616783 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 29, 2048 |
The 2025 property tax bill for 28209 Arrowhead Cir was $2,454 with a homeowner's exemption, down 17.4% from the year before.
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,454.00 (-17.4%) Homeowner's exemption | $202,703 | $287,947 Land $30,941 Building $257,006 |
| 2024 | $2,971.00 (+31.34%) | ||
| 2023 | $2,262.00 (-19.84%) Homeowner's exemption | $148,607 (-19.97%) | $300,727 (+13.76%) Land $33,401 Building $267,326 |
| 2022 | $2,822.00 Homeowner's exemption | $185,682 | $264,360 Land $22,441 Building $241,919 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28209 Arrowhead Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 39 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 69 units insured incl. 30 condo units |
| Nearby Flood Claims | 6 (2010–2022) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28209 Arrowhead Cir is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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