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28221 Arrowhead Cir, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 28221 Arrowhead Cir, Punta Gorda, FL 33982

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,980 sqft · built 2014
Lot Size0.143 acres (6,250 sqft)
Owner2 Individual Names on Record
Last Sale$238,000 (Aug 2017)
Tax Bill$4,553 (2025)
Deeds & MortgagesAug 2017 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN40-23-35-302-021

Property Details

APN / Parcel Number

Primary APN40-23-35-302-021
Alternative APNs
  • 0071355-010200-8
  • 10004625259

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,980 sqft Living Area
Gross Area2,568 sqft

Exterior

Year BuiltBuilt 2014
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof MaterialComposition Shingle
Lot Area6,250 sqft (0.143 acres)
Garage Area420 sqft
DrivewayDriveway
Driveway Area448 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area168 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number10004625259
Old Parcel Number00713550102008
Street Address28221 ARROWHEAD CIR
CityPUNTA GORDA
StateFL
Zip33982-4808
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCG
Legal DescriptionCAL 000 0000 0081 CALUSA CREEK LT81 3329/1957 3838/2008 4227/450
Legal Range23E
Legal Township40S
Legal Section35
Legal SubdivisionCALUSA CREEK
Legal Lot Number81
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group4
Census Block4040
Census Tract10200

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address28221 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4808
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 7, 2017 · Amount on Record
Deed SaleAug 7, 2017 · Amount on Record
Prior SaleFeb 4, 2014 · Amount on Record
Deed Document Number2543940
Deed Book / Page4227 / 0450
Record UpdatedJun 8, 2026

August 2017: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionCHARLOTTE FL
Recording DateAug 7, 2017
Property Address28221 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4808
Document Number0042270450
Book / Page004227 / 000450
Instrument DateJul 25, 2017
Instrument2543940
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 23, 2017
Title CompanySTEEL CITY TITLE INC, STEEL CTY TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,666.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address28221 ARROWHEAD CIR PUNTA GORDA FL 339824808, PUNTA GORDA, FL 33982-4808

Mortgage

Document Number42270451
DateAug 7, 2017
Book Page004227/000451
Instrument2543941
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 6, 2047

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,553.00 (-12.89%)$292,965 (+21%)$341,213 (+3.83%) Land $36,401 Building $304,812
2023$5,227.00 (+17.28%)$242,120 (-16.48%)$328,623 (+13.36%) Land $33,401 Building $295,222
2022$4,457.00$289,894 Land $22,441 Building $267,453$289,894 Land $22,441 Building $267,453

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 39 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies69 units insured
incl. 30 condo units
Nearby Flood Claims6 (2010–2022)
Claims Outside the SFHA6 of 6
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PUNTA GORDA
serves 36,302 people · EPA ID FL6080051
Water SourceSurface water
Last State InspectionDec 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: CenturyLink.

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